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Immunofluorescence per specimen initial single antibody stain at UPMC Northwest

100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$108.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$180.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.55 with UPMC Health Plan vs $179.71 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Commercial $17.55 ↓ -84%
UPMC Health Plan Managed Medicaid $28.05 ↓ -74%
United Healthcare Community Plan for Families Unison Kids $29.32 ↓ -73%
Aetna Medicaid $30.60 ↓ -72%
Highmark Wholecare (prev Gateway) Medicaid $37.82 ↓ -65%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $39.81 ↓ -63%
PA Health & Wellness PA Medicaid HMO $43.46 ↓ -60%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $50.94 ↓ -53%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $62.77 ↓ -42%
Cigna Commercial $72.00 ↓ -33%
Aetna EBR ASO $72.00 ↓ -33%
UPMC Work Partners Workers Comp $103.90 ↓ -4%
Aetna EBR FI $104.40 ↓ -3%
Aetna Neighborhood Network $108.00 ↑ +0%
Aetna Home Depot Employer Group $111.06 ↑ +3%
Aetna NBR ASO/FI $113.40 ↑ +5%
Cigna New Business ASO $113.40 ↑ +5%
InterGroup PPO $117.00 ↑ +8%
Coventry/First Health Commercial $126.00 ↑ +17%
Health Coalition Partners PPO $129.60 ↑ +20%
Private Health Care Systems PPO $144.00 ↑ +33%
UPMC Health Plan Managed Medicare $148.16 ↑ +37%
Humana Commercial $153.00 ↑ +42%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $163.37 ↑ +51%
Geisinger Medicaid/CHIP $163.37 ↑ +51%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $167.26 ↑ +55%
Aetna Medicare $168.27 ↑ +56%
United Healthcare Unison Advantage Non Special Needs $171.54 ↑ +59%
Aetna of PA Medicare $171.54 ↑ +59%
Highmark Wholecare (prev Gateway) Medicare $176.42 ↑ +63%
AmeriHealth Caritas Medicare $176.44 ↑ +63%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $176.44 ↑ +63%
United Healthcare Unison Advantage Special Needs $179.71 ↑ +66%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $316.20 $17.44 – $474.30
UPMC Muncy Muncy $84.60 $19.58 – $122.14
UPMC Passavant-McCandless Pittsburgh $96.00 $17.55 – $179.71
UPMC Presbyterian Pittsburgh $316.20 $18.36 – $447.95
UPMC Somerset Somerset $664.80 $17.59 – $138.00
UPMC St. Margaret Pittsburgh $168.00 $17.59 – $238.00
UPMC Wellsboro Wellsboro $102.40 $19.58 – $115.20
UPMC Williamsport Williamsport $84.60 $19.58 – $122.14

All Pennsylvania hospitals for this procedure →