Contrast x-ray of knee joint at UPMC McKeesport
1500 Fifth Avenue, Mckeesport, PA · UPMC · · NPI 104370353
$2,649.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,416.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$132.48 with UPMC Health Plan vs $3,753.60 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Commercial | $132.48 | ↓ -95% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $147.61 | ↓ -94% |
| Highmark BCBS of PA | Managed Care - Social Mission | $308.94 | ↓ -88% |
| UPMC Health Plan | Managed Medicare | $315.59 | ↓ -88% |
| UPMC Work Partners | Workers Comp | $317.82 | ↓ -88% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $349.26 | ↓ -87% |
| Aetna of PA | Medicare | $357.50 | ↓ -87% |
| AmeriHealth Caritas | Medicare | $367.72 | ↓ -86% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $367.72 | ↓ -86% |
| Highmark Wholecare (prev Gateway) | Medicare | $367.72 | ↓ -86% |
| Aetna | Medicare | $374.53 | ↓ -86% |
| Highmark BCBS of PA | Managed Care | $413.74 | ↓ -84% |
| UPMC Health Plan | CHIP | $469.17 | ↓ -82% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $556.48 | ↓ -79% |
| Highmark BCBS of PA | Commercial - Indemnity | $745.28 | ↓ -72% |
| Aetna | Neighborhood Network | $1,532.35 | ↓ -42% |
| Aetna | Home Depot Employer Group | $1,664.83 | ↓ -37% |
| Aetna | EBR FI | $1,678.08 | ↓ -37% |
| Aetna | NBR ASO/FI | $1,700.16 | ↓ -36% |
| Cigna | New Business ASO | $1,700.16 | ↓ -36% |
| Cigna | Commercial | $1,766.40 | ↓ -33% |
| Aetna | EBR ASO | $1,766.40 | ↓ -33% |
| InterGroup | PPO | $2,208.00 | ↓ -17% |
| PA Health & Wellness | PA Medicaid HMO | $2,428.80 | ↓ -8% |
| Cigna Behavioral Health | Commercial | $2,649.60 | ↑ +0% |
| Coventry/First Health | Commercial | $3,091.20 | ↑ +17% |
| Private Health Care Systems | PPO | $3,532.80 | ↑ +33% |
| SelectCare | Commercial | $3,532.80 | ↑ +33% |
| Humana | Commercial | $3,753.60 | ↑ +42% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Contrast x-ray of knee joint at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $896.40 | $21.61 – $2,006.79 |
| UPMC Community Osteopathic | Harrisburg | $896.40 | $21.61 – $1,269.90 |
| UPMC Hanover | Hanover | $896.40 | $21.61 – $2,006.79 |
| UPMC Kane | Kane | $1,191.60 | $290.47 – $401.13 |
| UPMC Lititz | Lititz | $896.40 | $21.61 – $2,006.79 |
| UPMC Memorial | York | $896.40 | $21.61 – $2,006.79 |
| UPMC Mercy | Pittsburgh | $2,851.20 | $129.44 – $323.33 |
| UPMC Muncy | Muncy | $718.20 | $21.12 – $340.00 |