Contrast x-ray of knee joint at UPMC Kane
4372 Route 6, Kane, PA · UPMC · · NPI 146763537
$1,191.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,986.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$66.50 with UPMC Health Plan vs $4,277.28 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | CHIP | $66.50 | ↓ -94% |
| Highmark BCBS of PA | Freedom Blue Medicare Advantage | $70.30 | ↓ -94% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage | $70.30 | ↓ -94% |
| UPMC Health Plan | Managed Medicare | $70.30 | ↓ -94% |
| Highmark BCBS of PA | Together Blue Medicare Advantage | $70.30 | ↓ -94% |
| Highmark BCBS of PA | Security Blue Medicare Advantage | $70.30 | ↓ -94% |
| Highmark Wholecare (prev Gateway) | Medicare | $72.30 | ↓ -94% |
| Aetna of PA | Medicare | $73.11 | ↓ -94% |
| United Healthcare | Unison Advantage Non Special Needs | $73.81 | ↓ -94% |
| AmeriHealth Caritas | Medicare | $75.92 | ↓ -94% |
| United Healthcare | Unison Advantage Special Needs | $77.33 | ↓ -94% |
| UPMC Health Plan | Partners/Select | $82.95 | ↓ -93% |
| Geisinger | Medicaid/CHIP | $104.50 | ↓ -91% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $104.50 | ↓ -91% |
| Horizon Health Plan | Commercial | $133.00 | ↓ -89% |
| Cigna | Commercial | $133.00 | ↓ -89% |
| Multiplan | Auto/PPO/Worker's Compensation | $142.50 | ↓ -88% |
| InterGroup | Commercial | $152.00 | ↓ -87% |
| Health Coalition Partners | PPO | $152.00 | ↓ -87% |
| Focus Healthcare | Disability/PPO/Auto | $180.50 | ↓ -85% |
| UPMC Work Partners | Workers Comp | $290.47 | ↓ -76% |
| Focus Healthcare | Workers Compensation | $320.87 | ↓ -73% |
| UPMC Health Plan | Commercial | $345.48 | ↓ -71% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $401.13 | ↓ -66% |
| Highmark BCBS of PA | Managed Care - Social Mission | $401.13 | ↓ -66% |
| United Healthcare | Commercial | $412.50 | ↓ -65% |
| Highmark BCBS of PA | Commercial - Indemnity | $491.34 | ↓ -59% |
| Highmark BCBS of PA | Managed Care | $491.34 | ↓ -59% |
| Cigna | Medicare | $4,277.28 | ↑ +259% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Contrast x-ray of knee joint at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $896.40 | $21.61 – $2,006.79 |
| UPMC Community Osteopathic | Harrisburg | $896.40 | $21.61 – $1,269.90 |
| UPMC Hanover | Hanover | $896.40 | $21.61 – $2,006.79 |
| UPMC Lititz | Lititz | $896.40 | $21.61 – $2,006.79 |
| UPMC McKeesport | Mckeesport | $2,649.60 | $132.48 – $374.53 |
| UPMC Memorial | York | $896.40 | $21.61 – $2,006.79 |
| UPMC Mercy | Pittsburgh | $2,851.20 | $129.44 – $323.33 |
| UPMC Muncy | Muncy | $718.20 | $21.12 – $340.00 |