healthcosts.net
Colonoscopy (with polyp removal) at UPMC Kane
4372 Route 6, Kane, PA · UPMC · · NPI 146763537
$1,398.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,331.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$294.89 with Aetna vs $52,475.47 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | CHIP/Medicaid | $294.89 | ↓ -79% |
| UPMC Health Plan | Managed Medicaid | $294.89 | ↓ -79% |
| United Healthcare Community Plan for Families | Unison Kids | $308.29 | ↓ -78% |
| Geisinger | Medicaid/CHIP | $372.60 | ↓ -73% |
| Highmark Wholecare (prev Gateway) | Medicaid | $397.56 | ↓ -72% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $418.50 | ↓ -70% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $456.86 | ↓ -67% |
| UPMC Health Plan | Managed Medicare | $862.47 | ↓ -38% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage | $862.47 | ↓ -38% |
| Highmark BCBS of PA | Freedom Blue Medicare Advantage | $862.47 | ↓ -38% |
| Highmark BCBS of PA | Together Blue Medicare Advantage | $862.47 | ↓ -38% |
| Highmark BCBS of PA | Security Blue Medicare Advantage | $862.47 | ↓ -38% |
| Highmark Wholecare (prev Gateway) | Medicare | $886.95 | ↓ -37% |
| Aetna of PA | Medicare | $896.97 | ↓ -36% |
| United Healthcare | Unison Advantage Non Special Needs | $905.59 | ↓ -35% |
| AmeriHealth Caritas | Medicare | $931.47 | ↓ -33% |
| United Healthcare | Unison Advantage Special Needs | $948.72 | ↓ -32% |
| UPMC Health Plan | Partners/Select | $1,017.71 | ↓ -27% |
| United Healthcare | Commercial | $1,141.96 | ↓ -18% |
| UPMC Work Partners | Workers Comp | $1,152.55 | ↓ -18% |
| Focus Healthcare | Workers Compensation | $1,273.16 | ↓ -9% |
| Horizon Health Plan | Commercial | $1,631.70 | ↑ +17% |
| Cigna | Commercial | $1,631.70 | ↑ +17% |
| UPMC Health Plan | Commercial | $1,691.83 | ↑ +21% |
| Multiplan | Auto/PPO/Worker's Compensation | $1,748.25 | ↑ +25% |
| Health Coalition Partners | PPO | $1,864.80 | ↑ +33% |
| InterGroup | Commercial | $1,864.80 | ↑ +33% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $1,899.82 | ↑ +36% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,899.82 | ↑ +36% |
| Focus Healthcare | Disability/PPO/Auto | $2,214.45 | ↑ +58% |
| UPMC Health Plan | CHIP | $2,297.51 | ↑ +64% |
| Highmark BCBS of PA | Commercial - Indemnity | $2,327.06 | ↑ +66% |
| Highmark BCBS of PA | Managed Care | $2,327.06 | ↑ +66% |
| Cigna | Medicare | $52,475.47 | ↑ +3652% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Colonoscopy (with polyp removal) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $4,705.20 | $294.89 – $6,665.70 |
| UPMC East | Monroeville | $3,055.20 | $294.89 – $4,073.60 |
| UPMC Hamot | Erie | $3,098.40 | $294.89 – $3,614.80 |
| UPMC Altoona | Altoona | $1,764.60 | $268.08 – $2,352.80 |
| UPMC Bedford | Everett | $1,581.00 | $281.48 – $2,371.50 |
| UPMC Cole | Coudersport | $862.80 | $281.48 – $1,152.55 |
| UPMC Community Osteopathic | Harrisburg | $1,666.80 | $330.00 – $2,297.51 |
| UPMC Horizon-Greenville | Greenville | $2,476.20 | $294.89 – $3,507.95 |