healthcosts.net
Colonoscopy (with polyp removal) at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$862.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,438.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$281.48 with Aetna vs $2,433.54 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | CHIP/Medicaid | $281.48 | ↓ -67% |
| Geisinger | Medicaid | $372.60 | ↓ -57% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $398.61 | ↓ -54% |
| AmeriHealth Caritas | Medicare | $402.64 | ↓ -53% |
| UPMC Health Plan | Managed Medicare | $402.64 | ↓ -53% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $404.26 | ↓ -53% |
| Humana | Medicare | $406.67 | ↓ -53% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $412.71 | ↓ -52% |
| AmeriHealth Caritas | Medicaid | $412.71 | ↓ -52% |
| UPMC Health Plan | Managed Medicaid | $417.02 | ↓ -52% |
| Cigna | Medicare | $422.77 | ↓ -51% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $434.85 | ↓ -50% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $434.85 | ↓ -50% |
| Aetna | Medicare | $438.59 | ↓ -49% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $456.86 | ↓ -47% |
| Highmark Wholecare (prev Gateway) | Medicaid | $575.20 | ↓ -33% |
| UPMC Health Plan | Commercial | $1,006.60 | ↑ +17% |
| BCBS of Western NY | Medicare Advantage | $1,041.88 | ↑ +21% |
| Geisinger | Commercial | $1,078.50 | ↑ +25% |
| Galaxy Health Plan | Commercial | $1,150.40 | ↑ +33% |
| Humana | Commercial | $1,150.40 | ↑ +33% |
| InterGroup | PPO | $1,150.40 | ↑ +33% |
| Multiplan | PPO/Auto | $1,150.40 | ↑ +33% |
| Multiplan | Worker's Compensation | $1,150.40 | ↑ +33% |
| UPMC Work Partners | Workers Comp | $1,152.55 | ↑ +34% |
| Aetna | Commercial | $1,179.16 | ↑ +37% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $1,998.42 | ↑ +132% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,998.42 | ↑ +132% |
| UPMC Health Plan | CHIP | $2,297.51 | ↑ +166% |
| Highmark BCBS of PA | Commercial - Indemnity | $2,433.54 | ↑ +182% |
| Highmark BCBS of PA | Managed Care | $2,433.54 | ↑ +182% |
| United Healthcare | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Colonoscopy (with polyp removal) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $4,705.20 | $294.89 – $6,665.70 |
| UPMC East | Monroeville | $3,055.20 | $294.89 – $4,073.60 |
| UPMC Hamot | Erie | $3,098.40 | $294.89 – $3,614.80 |
| UPMC Altoona | Altoona | $1,764.60 | $268.08 – $2,352.80 |
| UPMC Bedford | Everett | $1,581.00 | $281.48 – $2,371.50 |
| UPMC Community Osteopathic | Harrisburg | $1,666.80 | $330.00 – $2,297.51 |
| UPMC Horizon-Greenville | Greenville | $2,476.20 | $294.89 – $3,507.95 |
| UPMC Jameson | New Castle | $2,476.20 | $294.89 – $3,631.76 |