Colonoscopy w/band ligation at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,016.56 with United Healthcare Community Plan for Families vs $6,971.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $1,016.56 | — |
| Highmark BCBS of PA | Medicare | $1,115.12 | — |
| Humana | Medicare | $1,126.38 | — |
| Aetna | Medicare | $1,174.81 | — |
| Cigna | Medicare | $1,182.70 | — |
| Geisinger | Medicare | $1,182.70 | — |
| United Healthcare | Medicare | $1,205.23 | — |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $1,216.49 | — |
| Keystone Autism Services | ACAP | $1,802.21 | — |
| UPMC Health Plan | CHIP | $1,941.07 | — |
| Highmark BCBS of PA | Medicaid | $3,736.65 | — |
| Highmark BCBS of PA | Commercial | $4,006.53 | — |
| Cigna | Commercial | $6,971.00 | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Aetna | Commercial | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
| United Healthcare | Commercial | not published by hospital | — |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
| Aetna | ACO | not published by hospital | — |
Visitor-reported prices
Comments
Colonoscopy w/band ligation at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Bedford | Everett | $2,449.20 | $405.58 – $3,673.80 |
| UPMC Cole | Coudersport | $609.00 | $281.36 – $1,041.88 |
| UPMC Hamot | Erie | $2,953.80 | $221.77 – $1,634.95 |
| UPMC Horizon-Greenville | Greenville | $2,449.20 | $431.45 – $1,214.04 |
| UPMC Jameson | New Castle | $2,460.00 | $225.69 – $1,517.55 |
| UPMC Magee | Pittsburgh | $2,448.60 | $223.89 – $1,236.52 |
| UPMC McKeesport | Mckeesport | $2,448.00 | $223.89 – $1,236.52 |
| UPMC Mercy | Pittsburgh | $2,448.60 | $221.77 – $1,236.52 |