Colonoscopy w/band ligation at UPMC Jameson
1211 Wilmington Avenue, New Castle, PA · UPMC · · NPI 111471575
$2,460.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,100.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$225.69 with Highmark BCBS of PA vs $3,608.00 with National Provider Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $225.69 | ↓ -91% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $892.40 | ↓ -64% |
| Humana | Medicare | $1,124.11 | ↓ -54% |
| United Healthcare | Medicare | $1,124.11 | ↓ -54% |
| Aetna of PA | Medicare | $1,124.11 | ↓ -54% |
| UPMC Health Plan | Managed Medicare | $1,171.55 | ↓ -52% |
| UPMC Health Plan | EPO Partners/Partners/Select | $1,173.80 | ↓ -52% |
| UPMC Health Plan | Commercial | $1,196.43 | ↓ -51% |
| Highmark Wholecare (prev Gateway) | Medicare | $1,213.93 | ↓ -51% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $1,214.04 | ↓ -51% |
| AmeriHealth Caritas | Medicare | $1,214.04 | ↓ -51% |
| Cigna | Medicare | $1,214.04 | ↓ -51% |
| Cigna | Commercial | $1,339.68 | ↓ -46% |
| Occunet | Commercial | $1,517.55 | ↓ -38% |
| United Healthcare | Commercial | $1,741.00 | ↓ -29% |
| UPMC Health Plan | CHIP | $1,941.07 | ↓ -21% |
| PA Health & Wellness | PA Medicaid HMO | $2,255.00 | ↓ -8% |
| Geisinger | Medicaid/CHIP | $2,255.00 | ↓ -8% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $3,075.00 | ↑ +25% |
| Humana | Commercial | $3,280.00 | ↑ +33% |
| National Provider Network | PPO | $3,608.00 | ↑ +47% |
| Tricare | East Region | not published by hospital | — |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
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Colonoscopy w/band ligation at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Bedford | Everett | $2,449.20 | $405.58 – $3,673.80 |
| UPMC Cole | Coudersport | $609.00 | $281.36 – $1,041.88 |
| UPMC Hamot | Erie | $2,953.80 | $221.77 – $1,634.95 |
| UPMC Horizon-Greenville | Greenville | $2,449.20 | $431.45 – $1,214.04 |
| UPMC Magee | Pittsburgh | $2,448.60 | $223.89 – $1,236.52 |
| UPMC McKeesport | Mckeesport | $2,448.00 | $223.89 – $1,236.52 |
| UPMC Mercy | Pittsburgh | $2,448.60 | $221.77 – $1,236.52 |
| UPMC Passavant-McCandless | Pittsburgh | $3,264.00 | $223.89 – $1,236.52 |