Clsd tx/prox/mid phalnx fx/no manp 26720 at UPMC Hanover

300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$366.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$611.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.12 with Highmark Wholecare (prev Gateway) vs $1,016.56 with United Healthcare Community Plan for Families — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Wholecare (prev Gateway) Medicaid $71.12 ↓ -81%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $71.12 ↓ -81%
UPMC Health Plan Managed Medicaid $72.80 ↓ -80%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $76.27 ↓ -79%
Geisinger Medicaid/CHIP $81.57 ↓ -78%
PA Health & Wellness PA Medicaid HMO $95.44 ↓ -74%
Keystone Health Plan Medicare Advantage $116.09 ↓ -68%
Capital Blue Cross Medicare Advantage $116.09 ↓ -68%
Prime Net Managed Medicare $147.86 ↓ -60%
Highmark BCBS of PA Medicare $226.87 ↓ -38%
Humana Medicare $229.16 ↓ -37%
Aetna Medicare $239.01 ↓ -35%
Geisinger Medicare $240.62 ↓ -34%
Cigna Medicare $240.62 ↓ -34%
United Healthcare Medicare $245.20 ↓ -33%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $247.49 ↓ -32%
UPMC Work Partners Workers Comp $268.66 ↓ -27%
UPMC Health Plan CHIP $300.55 ↓ -18%
Aetna ACO $347.05 ↓ -5%
Keystone Autism Services ACAP $366.66 ↑ +0%
Geisinger Commercial $400.08 ↑ +9%
Capital Blue Cross Commercial $415.24 ↑ +13%
Capital Blue Cross CHIP $415.24 ↑ +13%
Keystone Health Plan Commercial $415.24 ↑ +13%
UPMC Health Plan Commercial $427.70 ↑ +17%
Aetna Commercial $444.81 ↑ +21%
Cigna Commercial $476.58 ↑ +30%
CareFirst Commercial $519.35 ↑ +42%
Multiplan PPO (Includes PHCS and Humana as Payers) $519.35 ↑ +42%
Wellspan Population Health Commercial $531.57 ↑ +45%
Highmark BCBS of PA Medicaid $760.22 ↑ +107%
Highmark BCBS of PA Commercial $815.12 ↑ +122%
United Healthcare Community Plan for Families PA Medicaid $1,016.56 ↑ +177%
Tricare East Region not published by hospital
United Healthcare Commercial not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Clsd tx/prox/mid phalnx fx/no manp 26720 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Bedford Everett $229.20 $58.80 – $343.80
UPMC Carlisle Carlisle $366.60 $71.12 – $1,016.56
UPMC Cole Coudersport $622.80 $42.97 – $2,325.85
UPMC Community Osteopathic Harrisburg $366.60 $71.12 – $1,016.56
UPMC Hamot Erie $543.60 $61.60 – $332.62
UPMC Kane Kane $595.20 $61.60 – $863.29
UPMC Lititz Lititz $366.60 $71.12 – $1,016.56
UPMC Magee Pittsburgh $384.00 $61.60 – $272.41

All Pennsylvania hospitals for this procedure →