Clsd tx/prox/mid phalnx fx/no manp 26720 at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$229.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$382.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$58.80 with United Healthcare Community Plan for Families vs $343.80 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families Unison MedPLUS $58.80 ↓ -74%
UPMC Health Plan Managed Medicaid $61.60 ↓ -73%
United Healthcare Community Plan for Families Unison Kids $64.40 ↓ -72%
Aetna Medicaid $70.00 ↓ -69%
Geisinger Medicaid/CHIP $77.83 ↓ -66%
Aetna of PA Medicare $82.51 ↓ -64%
Highmark Wholecare (prev Gateway) Medicaid $83.05 ↓ -64%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $84.45 ↓ -63%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $87.42 ↓ -62%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $95.44 ↓ -58%
Aetna EBR ASO $152.80 ↓ -33%
Cigna EBR $152.80 ↓ -33%
Cigna Commercial $152.80 ↓ -33%
UPMC Health Plan Commercial $165.77 ↓ -28%
Aetna EBR FI $187.18 ↓ -18%
UPMC Health Plan Managed Medicare $197.23 ↓ -14%
United Healthcare Compass Exchange $210.10 ↓ -8%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $228.70 ↓ -0%
Aetna Medicare $235.56 ↑ +3%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $236.06 ↑ +3%
Aetna Neighborhood Network $236.84 ↑ +3%
Aetna Home Depot Employer Group $243.33 ↑ +6%
United Healthcare Medicare $244.71 ↑ +7%
Highmark Wholecare (prev Gateway) Medicare $246.97 ↑ +8%
AmeriHealth Caritas Medicare $247.00 ↑ +8%
Cigna Medicare $247.00 ↑ +8%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $247.00 ↑ +8%
Aetna NBR ASO/FI $248.30 ↑ +8%
United Healthcare All Business $248.30 ↑ +8%
InterGroup PPO $248.30 ↑ +8%
Cigna New Business ASO $248.30 ↑ +8%
Cigna NBR ASO/FI $248.30 ↑ +8%
UPMC Work Partners Workers Comp $253.74 ↑ +11%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $257.74 ↑ +12%
Coventry/First Health Commercial $267.40 ↑ +17%
UPMC Health Plan CHIP $300.55 ↑ +31%
Preferred Healthcare System PPO $305.60 ↑ +33%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $317.50 ↑ +39%
SelectCare Commercial $343.80 ↑ +50%
Private Health Care Systems PPO $343.80 ↑ +50%
Health Coalition Partners Intergroup $343.80 ↑ +50%
Humana Commercial $343.80 ↑ +50%
US Family Health Plan Tricare Prime not published by hospital
Tricare TRICARE not published by hospital

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Clsd tx/prox/mid phalnx fx/no manp 26720 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $366.60 $71.12 – $1,016.56
UPMC Cole Coudersport $622.80 $42.97 – $2,325.85
UPMC Community Osteopathic Harrisburg $366.60 $71.12 – $1,016.56
UPMC Hamot Erie $543.60 $61.60 – $332.62
UPMC Hanover Hanover $366.60 $71.12 – $1,016.56
UPMC Kane Kane $595.20 $61.60 – $863.29
UPMC Lititz Lititz $366.60 $71.12 – $1,016.56
UPMC Magee Pittsburgh $384.00 $61.60 – $272.41

All Pennsylvania hospitals for this procedure →