healthcosts.net
Chest CT scan (without contrast) at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$876.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,460.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$100.57 with Highmark BCBS of PA vs $2,349.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Medicare | $100.57 | ↓ -89% |
| Humana | Medicare | $101.59 | ↓ -88% |
| Aetna | Medicare | $105.96 | ↓ -88% |
| Cigna | Medicare | $106.67 | ↓ -88% |
| Geisinger | Medicare | $106.67 | ↓ -88% |
| United Healthcare | Medicare | $108.70 | ↓ -88% |
| United Healthcare Community Plan for Families | PA Medicaid | $108.86 | ↓ -88% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $109.72 | ↓ -87% |
| Keystone Autism Services | ACAP | $162.54 | ↓ -81% |
| Highmark Wholecare (prev Gateway) | Medicaid | $169.66 | ↓ -81% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $169.66 | ↓ -81% |
| UPMC Health Plan | Managed Medicaid | $173.67 | ↓ -80% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $181.95 | ↓ -79% |
| Geisinger | Medicaid/CHIP | $194.59 | ↓ -78% |
| PA Health & Wellness | PA Medicaid HMO | $227.66 | ↓ -74% |
| OneCall | Worker's Comp | $250.00 | ↓ -71% |
| Keystone Health Plan | Medicare Advantage | $277.40 | ↓ -68% |
| Capital Blue Cross | Medicare Advantage | $277.40 | ↓ -68% |
| Premier Comp Solutions | Worker's Comp | $280.00 | ↓ -68% |
| Highmark BCBS of PA | Medicaid | $337.01 | ↓ -62% |
| Prime Net | Managed Medicare | $353.32 | ↓ -60% |
| Highmark BCBS of PA | Commercial | $361.36 | ↓ -59% |
| Cigna | Commercial | $589.04 | ↓ -33% |
| UPMC Work Partners | Workers Comp | $681.09 | ↓ -22% |
| Geisinger | Commercial | $956.01 | ↑ +9% |
| Capital Blue Cross | CHIP | $992.22 | ↑ +13% |
| Keystone Health Plan | Commercial | $992.22 | ↑ +13% |
| Capital Blue Cross | Commercial | $992.22 | ↑ +13% |
| UPMC Health Plan | Commercial | $1,022.00 | ↑ +17% |
| UPMC Health Plan | CHIP | $1,030.57 | ↑ +18% |
| United Healthcare | Commercial | $1,074.56 | ↑ +23% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $1,241.00 | ↑ +42% |
| CareFirst | Commercial | $1,241.00 | ↑ +42% |
| Wellspan Population Health | Commercial | $1,270.20 | ↑ +45% |
| Aetna | ACO | $1,833.00 | ↑ +109% |
| Aetna | Commercial | $2,349.00 | ↑ +168% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Chest CT scan (without contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC East | Monroeville | $1,863.00 | $101.65 – $2,484.00 |
| UPMC Passavant-McCandless | Pittsburgh | $1,795.80 | $94.21 – $2,544.05 |
| UPMC Hamot | Erie | $3,283.80 | $117.01 – $3,831.10 |
| UPMC Carlisle | Carlisle | $876.00 | $100.71 – $1,241.00 |
| UPMC Altoona | Altoona | $1,209.00 | $83.10 – $1,612.00 |
| UPMC Bedford | Everett | $847.80 | $36.58 – $1,271.70 |
| UPMC Cole | Coudersport | $751.80 | $140.27 – $1,002.40 |
| UPMC Community Osteopathic | Harrisburg | $876.00 | $49.60 – $1,030.57 |