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Chest CT scan (without contrast) at UPMC Bedford
10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193
$847.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,413.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$36.58 with Aetna of PA vs $1,271.70 with SelectCare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna of PA | Medicare | $36.58 | ↓ -96% |
| UPMC Health Plan | Managed Medicare | $87.43 | ↓ -90% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $101.38 | ↓ -88% |
| Aetna | Medicare | $104.42 | ↓ -88% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $104.64 | ↓ -88% |
| United Healthcare | Medicare | $108.48 | ↓ -87% |
| Highmark Wholecare (prev Gateway) | Medicare | $109.48 | ↓ -87% |
| AmeriHealth Caritas | Medicare | $109.49 | ↓ -87% |
| Cigna | Medicare | $109.49 | ↓ -87% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $109.49 | ↓ -87% |
| United Healthcare Community Plan for Families | Unison MedPLUS | $140.27 | ↓ -83% |
| UPMC Health Plan | Managed Medicaid | $146.95 | ↓ -83% |
| United Healthcare Community Plan for Families | Unison Kids | $153.63 | ↓ -82% |
| Aetna | Medicaid | $166.99 | ↓ -80% |
| Geisinger | Medicaid/CHIP | $185.68 | ↓ -78% |
| Highmark Wholecare (prev Gateway) | Medicaid | $198.11 | ↓ -77% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $201.45 | ↓ -76% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $208.55 | ↓ -75% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $227.66 | ↓ -73% |
| UPMC Health Plan | Commercial | $287.40 | ↓ -66% |
| Cigna | EBR | $565.20 | ↓ -33% |
| Cigna | Commercial | $565.20 | ↓ -33% |
| Aetna | EBR ASO | $565.20 | ↓ -33% |
| UPMC Work Partners | Workers Comp | $641.23 | ↓ -24% |
| Aetna | EBR FI | $692.37 | ↓ -18% |
| United Healthcare | Compass Exchange | $777.15 | ↓ -8% |
| Aetna | Neighborhood Network | $876.06 | ↑ +3% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $895.73 | ↑ +6% |
| Aetna | Home Depot Employer Group | $900.08 | ↑ +6% |
| Cigna | NBR ASO/FI | $918.45 | ↑ +8% |
| Aetna | NBR ASO/FI | $918.45 | ↑ +8% |
| Cigna | New Business ASO | $918.45 | ↑ +8% |
| United Healthcare | All Business | $918.45 | ↑ +8% |
| InterGroup | PPO | $918.45 | ↑ +8% |
| Coventry/First Health | Commercial | $989.10 | ↑ +17% |
| UPMC Health Plan | CHIP | $1,030.57 | ↑ +22% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $1,103.46 | ↑ +30% |
| Preferred Healthcare System | PPO | $1,130.40 | ↑ +33% |
| Health Coalition Partners | Intergroup | $1,271.70 | ↑ +50% |
| Private Health Care Systems | PPO | $1,271.70 | ↑ +50% |
| Humana | Commercial | $1,271.70 | ↑ +50% |
| SelectCare | Commercial | $1,271.70 | ↑ +50% |
| Tricare | TRICARE | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Chest CT scan (without contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC East | Monroeville | $1,863.00 | $101.65 – $2,484.00 |
| UPMC Passavant-McCandless | Pittsburgh | $1,795.80 | $94.21 – $2,544.05 |
| UPMC Hamot | Erie | $3,283.80 | $117.01 – $3,831.10 |
| UPMC Carlisle | Carlisle | $876.00 | $100.71 – $1,241.00 |
| UPMC Altoona | Altoona | $1,209.00 | $83.10 – $1,612.00 |
| UPMC Cole | Coudersport | $751.80 | $140.27 – $1,002.40 |
| UPMC Community Osteopathic | Harrisburg | $876.00 | $49.60 – $1,030.57 |
| UPMC Hanover | Hanover | $876.00 | $100.57 – $1,270.20 |