Benign lesion paring 2-4 at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$364.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$607.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$37.69 with Highmark Wholecare (prev Gateway) vs $1,016.56 with United Healthcare Community Plan for Families — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark Wholecare (prev Gateway) | Medicaid | $37.69 | ↓ -90% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $37.69 | ↓ -90% |
| UPMC Health Plan | Managed Medicaid | $38.58 | ↓ -89% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $40.42 | ↓ -89% |
| Geisinger | Medicaid/CHIP | $43.23 | ↓ -88% |
| PA Health & Wellness | PA Medicaid HMO | $50.58 | ↓ -86% |
| UPMC Work Partners | Workers Comp | $62.08 | ↓ -83% |
| Capital Blue Cross | Medicare Advantage | $115.33 | ↓ -68% |
| Keystone Health Plan | Medicare Advantage | $115.33 | ↓ -68% |
| Prime Net | Managed Medicare | $146.89 | ↓ -60% |
| Highmark BCBS of PA | Medicare | $187.92 | ↓ -48% |
| Humana | Medicare | $189.82 | ↓ -48% |
| Aetna | Medicare | $197.98 | ↓ -46% |
| Geisinger | Medicare | $199.31 | ↓ -45% |
| Cigna | Medicare | $199.31 | ↓ -45% |
| United Healthcare | Medicare | $203.11 | ↓ -44% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $205.01 | ↓ -44% |
| Keystone Autism Services | ACAP | $303.71 | ↓ -17% |
| Aetna | ACO | $344.78 | ↓ -5% |
| Geisinger | Commercial | $397.46 | ↑ +9% |
| Capital Blue Cross | Commercial | $412.52 | ↑ +13% |
| Capital Blue Cross | CHIP | $412.52 | ↑ +13% |
| Keystone Health Plan | Commercial | $412.52 | ↑ +13% |
| UPMC Health Plan | CHIP | $420.50 | ↑ +15% |
| UPMC Health Plan | Commercial | $424.90 | ↑ +17% |
| Aetna | Commercial | $441.90 | ↑ +21% |
| Cigna | Commercial | $473.46 | ↑ +30% |
| CareFirst | Commercial | $515.95 | ↑ +42% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $515.95 | ↑ +42% |
| Wellspan Population Health | Commercial | $528.09 | ↑ +45% |
| Highmark BCBS of PA | Medicaid | $629.71 | ↑ +73% |
| Highmark BCBS of PA | Commercial | $675.19 | ↑ +85% |
| United Healthcare Community Plan for Families | PA Medicaid | $1,016.56 | ↑ +179% |
| Tricare | East Region | not published by hospital | — |
| United Healthcare | Commercial | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Benign lesion paring 2-4 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $547.20 | $29.68 – $729.60 |
| UPMC Bedford | Everett | $552.60 | $31.16 – $828.90 |
| UPMC Carlisle | Carlisle | $364.20 | $37.69 – $1,016.56 |
| UPMC Cole | Coudersport | $183.60 | $9.98 – $2,094.25 |
| UPMC Community Osteopathic | Harrisburg | $364.20 | $37.69 – $1,016.56 |
| UPMC Hamot | Erie | $526.20 | $32.65 – $275.52 |
| UPMC Northwest | Seneca | $576.60 | $32.65 – $229.01 |
| UPMC Horizon-Greenville | Greenville | $271.20 | $32.65 – $204.60 |