Benign lesion paring 2-4 at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$526.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$877.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$32.65 with UPMC Health Plan vs $6,879.78 with BCBS of Western NY — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $32.65 | ↓ -94% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $34.13 | ↓ -94% |
| Aetna | Medicaid | $35.62 | ↓ -93% |
| Geisinger | Medicaid/CHIP | $41.25 | ↓ -92% |
| Highmark Wholecare (prev Gateway) | Medicaid | $44.02 | ↓ -92% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $44.76 | ↓ -91% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $46.33 | ↓ -91% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $50.58 | ↓ -90% |
| UPMC Work Partners | Workers Comp | $59.32 | ↓ -89% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $88.24 | ↓ -83% |
| Univera | Univera_Medicare_Hamot_2024 | $131.55 | ↓ -75% |
| Fidelis | Medicare | $218.63 | ↓ -58% |
| Aetna | Commercial | $219.25 | ↓ -58% |
| Aetna | Medicare | $223.00 | ↓ -58% |
| UPMC Health Plan | Partners/Select | $223.18 | ↓ -58% |
| Wellcare | Medicare Advantage | $225.19 | ↓ -57% |
| BCBS of Western NY | Medicare Advantage | $229.56 | ↓ -56% |
| United Healthcare | Medicare | $233.93 | ↓ -56% |
| Highmark Wholecare (prev Gateway) | Medicare | $236.10 | ↓ -55% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $236.12 | ↓ -55% |
| AmeriHealth Caritas | Medicare | $236.12 | ↓ -55% |
| Cigna | Medicare | $236.12 | ↓ -55% |
| Cigna | New Business ASO | $263.10 | ↓ -50% |
| Cigna | NBR ASO/FI | $263.10 | ↓ -50% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $266.63 | ↓ -49% |
| Independent Health | Medicare Advantage | $275.52 | ↓ -48% |
| Univera | Commercial | $289.41 | ↓ -45% |
| Independent Health | Commercial | $309.00 | ↓ -41% |
| United Healthcare | Commercial | $340.00 | ↓ -35% |
| Cigna | EBR | $350.80 | ↓ -33% |
| Cigna | Commercial | $350.80 | ↓ -33% |
| Highmark BCBS of PA | UPMC Emergent | $426.60 | ↓ -19% |
| UPMC Health Plan | Commercial | $522.07 | ↓ -1% |
| InterGroup | Health Coalition Partners/PPO | $570.05 | ↑ +8% |
| Aetna | AXA/MMO | $613.90 | ↑ +17% |
| Multiplan | PPO (Includes PHCS as a Payer) | $613.90 | ↑ +17% |
| InterGroup | Beech Street | $701.60 | ↑ +33% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $701.60 | ↑ +33% |
| BCBS of Western NY | Commercial | $6,879.78 | ↑ +1207% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Benign lesion paring 2-4 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $547.20 | $29.68 – $729.60 |
| UPMC Bedford | Everett | $552.60 | $31.16 – $828.90 |
| UPMC Carlisle | Carlisle | $364.20 | $37.69 – $1,016.56 |
| UPMC Cole | Coudersport | $183.60 | $9.98 – $2,094.25 |
| UPMC Community Osteopathic | Harrisburg | $364.20 | $37.69 – $1,016.56 |
| UPMC Northwest | Seneca | $576.60 | $32.65 – $229.01 |
| UPMC Hanover | Hanover | $364.20 | $37.69 – $1,016.56 |
| UPMC Horizon-Greenville | Greenville | $271.20 | $32.65 – $204.60 |