Clsd tx/fx/phalanx/phalang/manip 28515 at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$210.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$350.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.83 with United Healthcare Community Plan for Families vs $317.50 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families Unison MedPLUS $69.83 ↓ -67%
UPMC Health Plan Managed Medicaid $73.15 ↓ -65%
United Healthcare Community Plan for Families Unison Kids $76.47 ↓ -64%
Aetna of PA Medicare $82.51 ↓ -61%
Aetna Medicaid $83.12 ↓ -60%
Geisinger Medicaid/CHIP $92.43 ↓ -56%
Highmark Wholecare (prev Gateway) Medicaid $98.62 ↓ -53%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $100.28 ↓ -52%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $103.81 ↓ -51%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $113.33 ↓ -46%
Cigna Commercial $140.00 ↓ -33%
Aetna EBR ASO $140.00 ↓ -33%
Cigna EBR $140.00 ↓ -33%
UPMC Health Plan Commercial $165.96 ↓ -21%
Aetna EBR FI $171.50 ↓ -18%
United Healthcare Compass Exchange $192.50 ↓ -8%
UPMC Health Plan Managed Medicare $197.23 ↓ -6%
Aetna Neighborhood Network $217.00 ↑ +3%
Aetna Home Depot Employer Group $222.95 ↑ +6%
Aetna NBR ASO/FI $227.50 ↑ +8%
United Healthcare All Business $227.50 ↑ +8%
InterGroup PPO $227.50 ↑ +8%
Cigna New Business ASO $227.50 ↑ +8%
Cigna NBR ASO/FI $227.50 ↑ +8%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $228.70 ↑ +9%
Aetna Medicare $235.56 ↑ +12%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $236.06 ↑ +12%
UPMC Work Partners Workers Comp $237.10 ↑ +13%
United Healthcare Medicare $244.71 ↑ +17%
Coventry/First Health Commercial $245.00 ↑ +17%
Highmark Wholecare (prev Gateway) Medicare $246.97 ↑ +18%
AmeriHealth Caritas Medicare $247.00 ↑ +18%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $247.00 ↑ +18%
Cigna Medicare $247.00 ↑ +18%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $257.74 ↑ +23%
Preferred Healthcare System PPO $280.00 ↑ +33%
UPMC Health Plan CHIP $300.89 ↑ +43%
SelectCare Commercial $315.00 ↑ +50%
Private Health Care Systems PPO $315.00 ↑ +50%
Health Coalition Partners Intergroup $315.00 ↑ +50%
Humana Commercial $315.00 ↑ +50%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $317.50 ↑ +51%
Tricare TRICARE not published by hospital
US Family Health Plan Tricare Prime not published by hospital

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Clsd tx/fx/phalanx/phalang/manip 28515 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $408.60 $66.50 – $544.80
UPMC Carlisle Carlisle $370.80 $84.45 – $1,016.56
UPMC Cole Coudersport $512.40 $37.14 – $237.10
UPMC Community Osteopathic Harrisburg $370.80 $84.45 – $1,016.56
UPMC East Monroeville $388.80 $73.15 – $518.40
UPMC Hamot Erie $405.00 $73.15 – $332.62
UPMC Northwest Seneca $556.80 $73.15 – $258.05
UPMC Hanover Hanover $370.80 $84.45 – $1,016.56

All Pennsylvania hospitals for this procedure →