Clsd tx/fx/phalanx/phalang/manip 28515 at UPMC Hamot

201 State Street, Erie, PA · UPMC · · NPI 1487647590

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$405.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$675.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.15 with UPMC Health Plan vs $540.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $73.15 ↓ -82%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $76.47 ↓ -81%
Aetna Medicaid $79.80 ↓ -80%
Geisinger Medicaid/CHIP $92.43 ↓ -77%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $92.94 ↓ -77%
Highmark Wholecare (prev Gateway) Medicaid $98.62 ↓ -76%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $100.28 ↓ -75%
Univera Univera_Medicare_Hamot_2024 $101.25 ↓ -75%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $103.81 ↓ -74%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $113.33 ↓ -72%
Aetna Commercial $168.75 ↓ -58%
Cigna New Business ASO $202.50 ↓ -50%
Cigna NBR ASO/FI $202.50 ↓ -50%
Univera Commercial $222.75 ↓ -45%
UPMC Work Partners Workers Comp $250.11 ↓ -38%
Fidelis Medicare $263.94 ↓ -35%
Aetna Medicare $269.22 ↓ -34%
UPMC Health Plan Partners/Select $269.43 ↓ -33%
Cigna Commercial $270.00 ↓ -33%
Cigna EBR $270.00 ↓ -33%
Wellcare Medicare Advantage $271.86 ↓ -33%
BCBS of Western NY Medicare Advantage $277.14 ↓ -32%
Highmark BCBS of PA Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission $280.84 ↓ -31%
United Healthcare Medicare $282.42 ↓ -30%
Highmark Wholecare (prev Gateway) Medicare $285.03 ↓ -30%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $285.06 ↓ -30%
AmeriHealth Caritas Medicare $285.06 ↓ -30%
Cigna Medicare $285.06 ↓ -30%
Independent Health Medicare Advantage $332.62 ↓ -18%
United Healthcare Commercial $340.00 ↓ -16%
Independent Health Commercial $354.21 ↓ -13%
UPMC Health Plan Commercial $373.56 ↓ -8%
InterGroup Health Coalition Partners/PPO $438.75 ↑ +8%
Highmark BCBS of PA UPMC Emergent $449.34 ↑ +11%
Multiplan PPO (Includes PHCS as a Payer) $472.50 ↑ +17%
Aetna AXA/MMO $472.50 ↑ +17%
BCBS of Western NY Commercial $494.99 ↑ +22%
InterGroup Beech Street $540.00 ↑ +33%
Multiplan Complimentary Network Rate (Includes Multiplan as Payer) $540.00 ↑ +33%
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Clsd tx/fx/phalanx/phalang/manip 28515 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $408.60 $66.50 – $544.80
UPMC Bedford Everett $210.00 $69.83 – $315.00
UPMC Carlisle Carlisle $370.80 $84.45 – $1,016.56
UPMC Cole Coudersport $512.40 $37.14 – $237.10
UPMC Community Osteopathic Harrisburg $370.80 $84.45 – $1,016.56
UPMC East Monroeville $388.80 $73.15 – $518.40
UPMC Northwest Seneca $556.80 $73.15 – $258.05
UPMC Hanover Hanover $370.80 $84.45 – $1,016.56

All Pennsylvania hospitals for this procedure →