Albumin (microalbumin) 24 hour urine quantitative at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$31.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$52.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.09 with Aetna of PA vs $46.80 with Private Health Care Systems — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $2.09 ↓ -93%
UPMC Health Plan Managed Medicare $4.98 ↓ -84%
UPMC Work Partners Workers Comp $5.71 ↓ -82%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $5.78 ↓ -81%
Aetna Medicare $5.95 ↓ -81%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $5.97 ↓ -81%
United Healthcare Medicare $6.18 ↓ -80%
AmeriHealth Caritas Medicare $6.24 ↓ -80%
Cigna Medicare $6.24 ↓ -80%
Highmark Wholecare (prev Gateway) Medicare $6.24 ↓ -80%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $6.24 ↓ -80%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $8.00 ↓ -74%
United Healthcare Community Plan for Families Unison MedPLUS $8.40 ↓ -73%
UPMC Health Plan Managed Medicaid $8.80 ↓ -72%
United Healthcare Community Plan for Families Unison Kids $9.20 ↓ -71%
Aetna Medicaid $10.00 ↓ -68%
UPMC Health Plan Commercial $10.71 ↓ -66%
Geisinger Medicaid/CHIP $11.12 ↓ -64%
Highmark Wholecare (prev Gateway) Medicaid $11.86 ↓ -62%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $12.49 ↓ -60%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $13.63 ↓ -56%
Aetna EBR ASO $20.80 ↓ -33%
Cigna Commercial $20.80 ↓ -33%
Cigna EBR $20.80 ↓ -33%
Aetna EBR FI $25.48 ↓ -18%
United Healthcare Compass Exchange $28.60 ↓ -8%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $31.03 ↓ -1%
Aetna Neighborhood Network $32.24 ↑ +3%
Aetna Home Depot Employer Group $33.12 ↑ +6%
Aetna NBR ASO/FI $33.80 ↑ +8%
InterGroup PPO $33.80 ↑ +8%
United Healthcare All Business $33.80 ↑ +8%
Cigna New Business ASO $33.80 ↑ +8%
Cigna NBR ASO/FI $33.80 ↑ +8%
Coventry/First Health Commercial $36.40 ↑ +17%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $38.23 ↑ +23%
UPMC Health Plan CHIP $38.42 ↑ +23%
Preferred Healthcare System PPO $41.60 ↑ +33%
Health Coalition Partners Intergroup $46.80 ↑ +50%
Humana Commercial $46.80 ↑ +50%
SelectCare Commercial $46.80 ↑ +50%
Private Health Care Systems PPO $46.80 ↑ +50%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Albumin (microalbumin) 24 hour urine quantitative at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $28.80 $5.71 – $38.40
UPMC Carlisle Carlisle $29.40 $5.72 – $41.65
UPMC Cole Coudersport $82.20 $3.76 – $109.60
UPMC Community Osteopathic Harrisburg $29.40 $5.72 – $38.42
UPMC East Monroeville $85.80 $5.71 – $114.40
UPMC Hamot Erie $144.60 $5.71 – $11.19
UPMC Northwest Seneca $33.00 $5.24 – $9.20
UPMC Hanover Hanover $29.40 $5.72 – $10.90

All Pennsylvania hospitals for this procedure →