Albumin (microalbumin) 24 hour urine quantitative at UPMC Cole

1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 13, 2026

$82.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$137.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.76 with BCBS of Western NY vs $109.60 with InterGroup — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS of Western NY Medicare Advantage $3.76 ↓ -95%
UPMC Work Partners Workers Comp $5.71 ↓ -93%
Aetna CHIP/Medicaid $8.40 ↓ -90%
Aetna Commercial $8.67 ↓ -89%
Geisinger Medicaid $11.12 ↓ -86%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $12.06 ↓ -85%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $13.63 ↓ -83%
Highmark BCBS of PA Commercial - Social Mission Indemnity $26.79 ↓ -67%
Highmark BCBS of PA Managed Care - Social Mission $26.79 ↓ -67%
Highmark BCBS of PA Managed Care $32.62 ↓ -60%
Highmark BCBS of PA Commercial - Indemnity $32.62 ↓ -60%
Highmark BCBS of PA Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $37.98 ↓ -54%
AmeriHealth Caritas Medicare $38.36 ↓ -53%
United Healthcare Medicare $38.36 ↓ -53%
UPMC Health Plan Managed Medicare $38.36 ↓ -53%
UPMC Health Plan CHIP $38.42 ↓ -53%
Humana Medicare $38.74 ↓ -53%
AmeriHealth Caritas Medicaid $39.32 ↓ -52%
AmeriHealth Caritas Community HealthChoices (CHC) $39.32 ↓ -52%
UPMC Health Plan Managed Medicaid $39.73 ↓ -52%
Cigna Medicare $40.28 ↓ -51%
PA Health & Wellness Medicare Advantage (Allwell by Wellcare) $41.43 ↓ -50%
PA Health & Wellness Allwell Medicare Advantage DSNP $41.43 ↓ -50%
Aetna Medicare $41.78 ↓ -49%
United Healthcare Commercial $53.00 ↓ -36%
Highmark Wholecare (prev Gateway) Medicaid $54.80 ↓ -33%
UPMC Health Plan Commercial $95.90 ↑ +17%
Geisinger Commercial $102.75 ↑ +25%
Galaxy Health Plan Commercial $109.60 ↑ +33%
Humana Commercial $109.60 ↑ +33%
Multiplan Worker's Compensation $109.60 ↑ +33%
Multiplan PPO/Auto $109.60 ↑ +33%
InterGroup PPO $109.60 ↑ +33%

Visitor-reported prices

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Albumin (microalbumin) 24 hour urine quantitative at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $28.80 $5.71 – $38.40
UPMC Bedford Everett $31.20 $2.09 – $46.80
UPMC Carlisle Carlisle $29.40 $5.72 – $41.65
UPMC Community Osteopathic Harrisburg $29.40 $5.72 – $38.42
UPMC East Monroeville $85.80 $5.71 – $114.40
UPMC Hamot Erie $144.60 $5.71 – $11.19
UPMC Northwest Seneca $33.00 $5.24 – $9.20
UPMC Hanover Hanover $29.40 $5.72 – $10.90

All Pennsylvania hospitals for this procedure →