Obstetric panel inc HIV tstg at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$394.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$658.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$71.25 with Highmark BCBS of PA vs $526.40 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $71.25 | ↓ -82% |
| UPMC Work Partners | Workers Comp | $73.99 | ↓ -81% |
| Fidelis | Medicare | $74.86 | ↓ -81% |
| Aetna | Medicare | $76.36 | ↓ -81% |
| UPMC Health Plan | Partners/Select | $76.42 | ↓ -81% |
| Independent Health | Medicare Advantage | $77.11 | ↓ -80% |
| Independent Health | Commercial | $77.11 | ↓ -80% |
| Wellcare | Medicare Advantage | $77.11 | ↓ -80% |
| BCBS of Western NY | Medicare Advantage | $78.60 | ↓ -80% |
| United Healthcare | Medicare | $80.10 | ↓ -80% |
| Highmark Wholecare (prev Gateway) | Medicare | $80.84 | ↓ -80% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $80.85 | ↓ -80% |
| AmeriHealth Caritas | Medicare | $80.85 | ↓ -80% |
| Cigna | Medicare | $80.85 | ↓ -80% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $81.58 | ↓ -79% |
| UPMC Health Plan | Managed Medicaid | $89.74 | ↓ -77% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $93.82 | ↓ -76% |
| Aetna | Medicaid | $97.90 | ↓ -75% |
| Univera | Univera_Medicare_Hamot_2024 | $98.70 | ↓ -75% |
| United Healthcare | Commercial | $101.97 | ↓ -74% |
| BCBS of Western NY | Commercial | $102.56 | ↓ -74% |
| Geisinger | Medicaid/CHIP | $113.39 | ↓ -71% |
| Highmark Wholecare (prev Gateway) | Medicaid | $120.98 | ↓ -69% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $127.35 | ↓ -68% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $139.03 | ↓ -65% |
| Aetna | Commercial | $164.50 | ↓ -58% |
| Cigna | New Business ASO | $197.40 | ↓ -50% |
| Cigna | NBR ASO/FI | $197.40 | ↓ -50% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $215.29 | ↓ -45% |
| Univera | Commercial | $217.14 | ↓ -45% |
| Cigna | EBR | $263.20 | ↓ -33% |
| Cigna | Commercial | $263.20 | ↓ -33% |
| UPMC Health Plan | Commercial | $299.69 | ↓ -24% |
| Highmark BCBS of PA | UPMC Emergent | $344.46 | ↓ -13% |
| InterGroup | Health Coalition Partners/PPO | $427.70 | ↑ +8% |
| Aetna | AXA/MMO | $460.60 | ↑ +17% |
| Multiplan | PPO (Includes PHCS as a Payer) | $460.60 | ↑ +17% |
| InterGroup | Beech Street | $526.40 | ↑ +33% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $526.40 | ↑ +33% |
Visitor-reported prices
Comments
Obstetric panel inc HIV tstg at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $351.60 | $71.25 – $468.80 |
| UPMC Bedford | Everett | $446.40 | $27.01 – $669.60 |
| UPMC Community Osteopathic | Harrisburg | $486.60 | $74.11 – $689.35 |
| UPMC East | Monroeville | $307.20 | $71.93 – $409.60 |
| UPMC Northwest | Seneca | $471.00 | $67.89 – $93.82 |
| UPMC Horizon-Greenville | Greenville | $444.60 | $67.02 – $115.20 |
| UPMC Jameson | New Castle | $144.60 | $72.51 – $93.82 |
| UPMC Magee | Pittsburgh | $857.40 | $70.06 – $139.03 |