Exc ben+marg excep skin tag tal 2.1-3/>cm 11403 at UPMC Hamot

201 State Street, Erie, PA · UPMC · · NPI 1487647590

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.50 with UPMC Health Plan vs $6,879.78 with BCBS of Western NY — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $71.50 —
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $74.75 —
Aetna Medicaid $78.00 —
Geisinger Medicaid/CHIP $90.34 —
Highmark Wholecare (prev Gateway) Medicaid $96.39 —
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $98.02 —
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $101.47 —
PA Health & Wellness Community Health Choices/PA Medicaid HMO $110.77 —
UPMC Work Partners Workers Comp $325.23 —
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $545.04 —
Fidelis Medicare $774.17 —
Aetna Medicare $789.65 —
UPMC Health Plan Partners/Select $790.27 —
Wellcare Medicare Advantage $797.40 —
BCBS of Western NY Medicare Advantage $812.88 —
United Healthcare Medicare $828.36 —
Highmark Wholecare (prev Gateway) Medicare $836.03 —
AmeriHealth Caritas Medicare $836.10 —
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $836.10 —
Cigna Medicare $836.10 —
Independent Health Medicare Advantage $975.61 —
Independent Health Commercial $1,110.44 —
United Healthcare Commercial $1,147.00 —
Highmark BCBS of PA Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission $1,646.96 —
UPMC Health Plan Commercial $2,128.47 —
Highmark BCBS of PA UPMC Emergent $2,635.11 —
BCBS of Western NY Commercial $6,879.78 —
US Family Health Plan Tricare Prime not published by hospital —

Visitor-reported prices

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Exc ben+marg excep skin tag tal 2.1-3/>cm 11403 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $1,651.80 $82.55 – $2,340.05
UPMC Cole Coudersport $1,266.00 $35.48 – $2,325.85
UPMC Community Osteopathic Harrisburg $1,651.80 $82.55 – $2,340.05
UPMC Hanover Hanover $1,651.80 $82.55 – $1,075.42
UPMC Kane Kane $1,045.20 $71.50 – $827.51
UPMC Lititz Lititz $1,651.80 $82.55 – $1,081.23
UPMC Magee Pittsburgh $2,584.20 $71.50 – $724.45
UPMC Memorial York $1,651.80 $82.55 – $1,079.47

All Pennsylvania hospitals for this procedure →