Exc ben+marg excep skin tag tal 2.1-3/>cm 11403 at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$1,651.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,753.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$82.55 with Highmark Wholecare (prev Gateway) vs $2,966.25 with Keystone Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Wholecare (prev Gateway) Medicaid $82.55 ↓ -95%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $82.55 ↓ -95%
UPMC Health Plan Managed Medicaid $84.50 ↓ -95%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $88.53 ↓ -95%
Geisinger Medicaid/CHIP $94.68 ↓ -94%
UPMC Work Partners Workers Comp $348.61 ↓ -79%
Highmark BCBS of PA Medicare $444.23 ↓ -73%
Prime Net Managed Medicare $454.25 ↓ -72%
Keystone Health Plan Medicare Advantage $550.60 ↓ -67%
Capital Blue Cross Medicare Advantage $550.60 ↓ -67%
Aetna Medicare $703.68 ↓ -57%
Geisinger Medicare $708.40 ↓ -57%
Cigna Medicare $708.40 ↓ -57%
United Healthcare Medicare $721.90 ↓ -56%
United Healthcare Community Plan for Families PA Medicaid $767.66 ↓ -54%
Keystone Autism Services ACAP $1,079.47 ↓ -35%
Prime Net ACO/Legacy Commercial $1,128.73 ↓ -32%
Aetna ACO $1,136.99 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $1,313.18 ↓ -21%
Aetna Commercial $1,321.44 ↓ -20%
UPMC Health Plan CHIP $1,714.38 ↑ +4%
Geisinger Commercial $1,802.66 ↑ +9%
Wellspan Population Health Commercial $1,927.10 ↑ +17%
UPMC Health Plan Commercial $1,927.10 ↑ +17%
Prime Net FH-Medical Rental $2,050.99 ↑ +24%
Cigna Commercial $2,147.34 ↑ +30%
Highmark BCBS of PA Medicaid $2,234.78 ↑ +35%
Multiplan PPO (Includes PHCS and Humana as Payers) $2,340.05 ↑ +42%
Highmark BCBS of PA Commercial $2,377.67 ↑ +44%
Capital Blue Cross CHIP $2,966.25 ↑ +80%
Capital Blue Cross Commercial $2,966.25 ↑ +80%
Keystone Health Plan Commercial $2,966.25 ↑ +80%
United Healthcare Commercial not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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Exc ben+marg excep skin tag tal 2.1-3/>cm 11403 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $1,651.80 $82.55 – $2,340.05
UPMC Cole Coudersport $1,266.00 $35.48 – $2,325.85
UPMC Community Osteopathic Harrisburg $1,651.80 $82.55 – $2,340.05
UPMC Hanover Hanover $1,651.80 $82.55 – $1,075.42
UPMC Kane Kane $1,045.20 $71.50 – $827.51
UPMC Lititz Lititz $1,651.80 $82.55 – $1,081.23
UPMC Magee Pittsburgh $2,584.20 $71.50 – $724.45
UPMC Passavant-McCandless Pittsburgh $2,584.20 $71.50 – $737.87

All Pennsylvania hospitals for this procedure →