Surgical pathology level 4 gross & microscopic examination at WellSpan Ephrata Community Hospital
169 Martin Ave, Ephrata, PA · Wellspan · · NPI 1083615587
$218.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$273.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11.25 with UPMC_Medicaid vs $311.94 with First_Health_Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC_Medicaid | All_Plans | $11.25 | ↓ -95% |
| Amerihealth_Caritas_Medicaid | All_Plans | $34.00 | ↓ -84% |
| Geisinger_Medicaid | All_Plans | $42.50 | ↓ -81% |
| Health_Partners_Medicaid | All_Other_Plans | $42.50 | ↓ -81% |
| PA_Health_&_Wellness_Medicaid | All_Plans | $42.50 | ↓ -81% |
| Highmark_Wholecare_Gateway_Medicaid | All_Plans | $42.50 | ↓ -81% |
| Blue_Cross_BlueJourney_Medicare | All_Plans | $48.05 | ↓ -78% |
| United_Medicaid | Community_Plan_For_Kids | $51.60 | ↓ -76% |
| UPMC_Medicare | UPMC_for_Life_Complete_Care | $51.60 | ↓ -76% |
| UPMC_Medicare | UPMC_for_Life_Community_HealthChoices | $51.60 | ↓ -76% |
| Highmark_Medicare | All_Plans | $52.12 | ↓ -76% |
| Aetna_Advantra_Medicare | All_Plans | $53.15 | ↓ -76% |
| Aetna_Medicare | All_Plans | $53.15 | ↓ -76% |
| United_Medicare | ISNP_DSNP_Plans | $54.18 | ↓ -75% |
| Geisinger_Gold_Medicare | All_Plans | $54.18 | ↓ -75% |
| Devoted_Medicare | All_Plans | $54.18 | ↓ -75% |
| Highmark_Wholecare_Gateway_Medicare | All_Plans | $54.41 | ↓ -75% |
| Amerihealth_Medicare | All_Plans | $54.44 | ↓ -75% |
| PA_Health_&_Wellness_Medicare | All_Plans | $55.73 | ↓ -74% |
| Jefferson_Health_Medicare_Advantage | All_Plans | $55.73 | ↓ -74% |
| Highmark | Higmark_Healthy_Kids | $80.11 | ↓ -63% |
| Health_Partners_Medicaid | Kidz_Partners | $85.14 | ↓ -61% |
| Aetna_Better_Health_Kids | All_Plans | $115.60 | ↓ -47% |
| Blue_Cross | Capital_Cares_4_kids | $123.03 | ↓ -44% |
| United_Healthcare | All_Plans | $154.89 | ↓ -29% |
| Cigna | All_Plans | $174.23 | ↓ -20% |
| WellSpan_Capital_Blue_Cross | All_Plans | $174.72 | ↓ -20% |
| Blue_Cross | Capital_Blue_Performance_PPO | $175.76 | ↓ -20% |
| Blue_Cross | All_Other_Plans | $175.76 | ↓ -20% |
| UPMC | Employees_And_Dependents | $177.45 | ↓ -19% |
| Tower Health | All_Plans | $177.45 | ↓ -19% |
| Geisinger | All_Plans | $177.45 | ↓ -19% |
| Independence_Blue_Cross | All_Plans | $177.45 | ↓ -19% |
| UPMC | UPMC_For_Kids | $177.45 | ↓ -19% |
| Highmark | My_Priority_Blue_Flex | $189.30 | ↓ -13% |
| Highmark | My_Direct_Blue | $189.30 | ↓ -13% |
| PHC | All_Plans | $191.10 | ↓ -13% |
| Highmark | Performance_Blue | $196.39 | ↓ -10% |
| Highmark | Choice_Blue_PPO | $196.39 | ↓ -10% |
| Highmark | Blue_Cross_High_Performance_Network | $196.39 | ↓ -10% |
| Highmark | All_Other_Plans | $236.62 | ↑ +8% |
| Aetna | All_Plans | $283.77 | ↑ +30% |
| First_Health_Network | All_Plans | $311.94 | ↑ +43% |
Visitor-reported prices
Comments
Surgical pathology level 4 gross & microscopic examination at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $197.40 | $9.00 – $263.20 |
| UPMC Bedford | Everett | $100.20 | $18.38 – $156.82 |
| UPMC Carlisle | Carlisle | $116.40 | $11.79 – $164.12 |
| UPMC Cole | Coudersport | $169.20 | $35.70 – $225.60 |
| UPMC Community Osteopathic | Harrisburg | $116.40 | $11.79 – $166.18 |
| UPMC East | Monroeville | $255.60 | $27.54 – $340.80 |
| UPMC Hamot | Erie | $250.20 | $33.11 – $168.74 |
| UPMC Northwest | Seneca | $169.20 | $27.80 – $158.79 |