Surgical pathology level 4 gross & microscopic examination at UPMC Bedford
10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193
$100.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$167.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18.38 with Aetna of PA vs $156.82 with UPMC Work Partners — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna of PA | Medicare | $18.38 | ↓ -82% |
| UPMC Health Plan | Commercial | $27.92 | ↓ -72% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $34.00 | ↓ -66% |
| United Healthcare Community Plan for Families | Unison MedPLUS | $35.70 | ↓ -64% |
| UPMC Health Plan | Managed Medicaid | $37.40 | ↓ -63% |
| United Healthcare Community Plan for Families | Unison Kids | $39.10 | ↓ -61% |
| Aetna | Medicaid | $42.50 | ↓ -58% |
| UPMC Health Plan | Managed Medicare | $43.93 | ↓ -56% |
| Geisinger | Medicaid/CHIP | $47.26 | ↓ -53% |
| Highmark Wholecare (prev Gateway) | Medicaid | $50.42 | ↓ -50% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $50.94 | ↓ -49% |
| Aetna | Medicare | $52.47 | ↓ -48% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $52.58 | ↓ -48% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $53.08 | ↓ -47% |
| United Healthcare | Medicare | $54.51 | ↓ -46% |
| Highmark Wholecare (prev Gateway) | Medicare | $55.01 | ↓ -45% |
| AmeriHealth Caritas | Medicare | $55.02 | ↓ -45% |
| Cigna | Medicare | $55.02 | ↓ -45% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $55.02 | ↓ -45% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $57.94 | ↓ -42% |
| Cigna | EBR | $66.80 | ↓ -33% |
| Cigna | Commercial | $66.80 | ↓ -33% |
| Aetna | EBR ASO | $66.80 | ↓ -33% |
| Aetna | EBR FI | $81.83 | ↓ -18% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $91.81 | ↓ -8% |
| United Healthcare | Compass Exchange | $91.85 | ↓ -8% |
| UPMC Health Plan | CHIP | $100.13 | ↓ -0% |
| Aetna | Neighborhood Network | $103.54 | ↑ +3% |
| Aetna | Home Depot Employer Group | $106.38 | ↑ +6% |
| Cigna | NBR ASO/FI | $108.55 | ↑ +8% |
| Aetna | NBR ASO/FI | $108.55 | ↑ +8% |
| United Healthcare | All Business | $108.55 | ↑ +8% |
| InterGroup | PPO | $108.55 | ↑ +8% |
| Cigna | New Business ASO | $108.55 | ↑ +8% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $113.10 | ↑ +13% |
| Coventry/First Health | Commercial | $116.90 | ↑ +17% |
| Preferred Healthcare System | PPO | $133.60 | ↑ +33% |
| Health Coalition Partners | Intergroup | $150.30 | ↑ +50% |
| SelectCare | Commercial | $150.30 | ↑ +50% |
| Private Health Care Systems | PPO | $150.30 | ↑ +50% |
| Humana | Commercial | $150.30 | ↑ +50% |
| UPMC Work Partners | Workers Comp | $156.82 | ↑ +57% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | TRICARE | not published by hospital | — |
Visitor-reported prices
Comments
Surgical pathology level 4 gross & microscopic examination at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $197.40 | $9.00 – $263.20 |
| UPMC Carlisle | Carlisle | $116.40 | $11.79 – $164.12 |
| UPMC Cole | Coudersport | $169.20 | $35.70 – $225.60 |
| UPMC Community Osteopathic | Harrisburg | $116.40 | $11.79 – $166.18 |
| UPMC East | Monroeville | $255.60 | $27.54 – $340.80 |
| UPMC Hamot | Erie | $250.20 | $33.11 – $168.74 |
| UPMC Northwest | Seneca | $169.20 | $27.80 – $158.79 |
| UPMC Hanover | Hanover | $116.40 | $11.79 – $166.18 |