Ins/rplc spi npg/rcvr pocket at WellSpan Ephrata Community Hospital

169 Martin Ave, Ephrata, PA · Wellspan · · NPI 1083615587

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$970.00 with PA_Health_&_Wellness_Medicaid vs $134,963.53 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PA_Health_&_Wellness_Medicaid All_Plans $970.00
Geisinger_Medicaid All_Plans $970.00
UPMC_Medicaid All_Plans $970.00
Health_Partners_Medicaid All_Other_Plans $970.00
Highmark_Wholecare_Gateway_Medicaid All_Plans $970.00
Amerihealth_Caritas_Medicaid All_Plans $1,101.92
Aetna_Better_Health_Kids All_Plans $6,420.00
Aetna All_Plans $8,754.00
Health_Partners_Medicaid Kidz_Partners $29,431.39
Highmark_Medicare All_Plans $29,725.70
Aetna_Advantra_Medicare All_Plans $30,314.33
Aetna_Medicare All_Plans $30,314.33
Geisinger_Gold_Medicare All_Plans $30,902.96
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $30,902.96
UPMC_Medicare UPMC_for_Life_Complete_Care $30,902.96
United_Medicare ISNP_DSNP_Plans $30,902.96
Devoted_Medicare All_Plans $30,902.96
Highmark_Wholecare_Gateway_Medicare All_Plans $31,035.40
Amerihealth_Medicare All_Plans $31,050.12
Jefferson_Health_Medicare_Advantage All_Plans $31,785.90
PA_Health_&_Wellness_Medicare All_Plans $31,785.90
Highmark Higmark_Healthy_Kids $45,618.65
United_Medicaid Community_Plan_For_Kids $51,504.93
Highmark My_Priority_Blue_Flex $107,972.00
Highmark My_Direct_Blue $107,972.00
Highmark Choice_Blue_PPO $112,018.81
Highmark Blue_Cross_High_Performance_Network $112,018.81
Highmark Performance_Blue $112,018.81
Highmark All_Other_Plans $134,963.53
PHC All_Plans not published by hospital
Cigna All_Plans not published by hospital
Geisinger All_Plans not published by hospital
United_Healthcare All_Plans not published by hospital
UPMC UPMC_For_Kids not published by hospital
UPMC Employees_And_Dependents not published by hospital
WellSpan_Capital_Blue_Cross All_Plans not published by hospital
Independence_Blue_Cross All_Plans not published by hospital
Blue_Cross_BlueJourney_Medicare All_Plans not published by hospital
Tower Health All_Plans not published by hospital
Blue_Cross Capital_Cares_4_kids not published by hospital
Blue_Cross Capital_Blue_Performance_PPO not published by hospital
Blue_Cross All_Other_Plans not published by hospital

Visitor-reported prices

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Ins/rplc spi npg/rcvr pocket at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Hamot Erie $4,066.20 $331.10 – $42,255.39
UPMC Passavant-McCandless Pittsburgh $4,030.20 $331.10 – $31,958.20
Uniontown Hospital Uniontown $4,397.34 $66.22 – $62,121.08
UPMC Altoona Altoona not published $301.00 – $31,377.14
UPMC Community Osteopathic Harrisburg not published $406.35 – $32,074.60
UPMC East Monroeville not published $331.10 – $31,958.20
UPMC Hanover Hanover not published $382.27 – $46,578.27
UPMC Lititz Lititz not published $382.27 – $46,829.86

All Pennsylvania hospitals for this procedure →