Ins/rplc spi npg/rcvr pocket at UPMC Lititz

1500 Highlands Drive, Lititz, PA · UPMC · · NPI 1285167916

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$382.27 with Highmark Wholecare (prev Gateway) vs $92,061.64 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Wholecare (prev Gateway) Medicaid $382.27
UPMC Health Plan Managed Medicaid $391.30
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $406.35
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $409.96
Geisinger Medicaid/CHIP $438.44
United Healthcare Community Plan for Families PA Medicaid $1,016.56
UPMC Work Partners Workers Comp $1,426.45
UPMC Health Plan CHIP $2,315.82
Cigna Commercial $5,035.00
Highmark BCBS of PA Medicare $28,975.97
Aetna Medicare $30,527.21
Geisinger Medicare $30,732.09
Cigna Medicare $30,732.09
United Healthcare Medicare $31,317.47
Keystone Autism Services ACAP $46,829.86
Highmark BCBS of PA Commercial - Children's Health Insurance $86,524.01
Highmark BCBS of PA Medicaid $90,094.79
Highmark BCBS of PA Commercial $92,061.64
Tricare East Region not published by hospital
United Healthcare Commercial not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Ins/rplc spi npg/rcvr pocket at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Hamot Erie $4,066.20 $331.10 – $42,255.39
UPMC Passavant-McCandless Pittsburgh $4,030.20 $331.10 – $31,958.20
Uniontown Hospital Uniontown $4,397.34 $66.22 – $62,121.08
UPMC Altoona Altoona not published $301.00 – $31,377.14
UPMC Community Osteopathic Harrisburg not published $406.35 – $32,074.60
UPMC East Monroeville not published $331.10 – $31,958.20
UPMC Hanover Hanover not published $382.27 – $46,578.27
UPMC McKeesport Mckeesport not published $331.10 – $31,958.20

All Pennsylvania hospitals for this procedure →