Aquatic exercise - group charge at WellSpan Ephrata Community Hospital

169 Martin Ave, Ephrata, PA · Wellspan · · NPI 1083615587

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$439.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$549.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.71 with Highmark_Medicare vs $517.71 with United_Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark_Medicare All_Plans $16.71 ↓ -96%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $16.88 ↓ -96%
UPMC_Medicare UPMC_for_Life_Complete_Care $16.88 ↓ -96%
Aetna_Medicare All_Plans $16.88 ↓ -96%
Jefferson_Health_Medicare_Advantage All_Plans $16.88 ↓ -96%
Amerihealth_Medicare All_Plans $16.88 ↓ -96%
Aetna_Advantra_Medicare All_Plans $16.88 ↓ -96%
United_Medicare ISNP_DSNP_Plans $17.72 ↓ -96%
Geisinger_Gold_Medicare All_Plans $17.72 ↓ -96%
Devoted_Medicare All_Plans $17.72 ↓ -96%
Highmark_Wholecare_Gateway_Medicare All_Plans $17.80 ↓ -96%
PA_Health_&_Wellness_Medicare All_Plans $18.23 ↓ -96%
Highmark Higmark_Healthy_Kids $26.21 ↓ -94%
PA_Health_&_Wellness_Medicaid All_Plans $50.00 ↓ -89%
Geisinger_Medicaid All_Plans $50.00 ↓ -89%
Health_Partners_Medicaid All_Other_Plans $50.00 ↓ -89%
Highmark_Wholecare_Gateway_Medicaid All_Plans $50.00 ↓ -89%
UPMC_Medicaid All_Plans $50.00 ↓ -89%
Amerihealth_Caritas_Medicaid All_Plans $56.80 ↓ -87%
Highmark My_Direct_Blue $61.93 ↓ -86%
Highmark My_Priority_Blue_Flex $61.93 ↓ -86%
Highmark Choice_Blue_PPO $64.25 ↓ -85%
Highmark Performance_Blue $64.25 ↓ -85%
Highmark Blue_Cross_High_Performance_Network $64.25 ↓ -85%
Highmark All_Other_Plans $77.41 ↓ -82%
Blue_Cross_BlueJourney_Medicare All_Plans $96.62 ↓ -78%
Health_Partners_Medicaid Kidz_Partners $164.70 ↓ -63%
Blue_Cross Capital_Cares_4_kids $247.41 ↓ -44%
Cigna All_Plans $334.23 ↓ -24%
WellSpan_Capital_Blue_Cross All_Plans $351.36 ↓ -20%
Blue_Cross All_Other_Plans $353.45 ↓ -20%
Blue_Cross Capital_Blue_Performance_PPO $353.45 ↓ -20%
Geisinger All_Plans $356.85 ↓ -19%
Tower Health All_Plans $356.85 ↓ -19%
Independence_Blue_Cross All_Plans $356.85 ↓ -19%
UPMC UPMC_For_Kids $356.85 ↓ -19%
UPMC Employees_And_Dependents $356.85 ↓ -19%
PHC All_Plans $384.30 ↓ -13%
Aetna All_Plans $424.93 ↓ -3%
First_Health_Network All_Plans $467.20 ↑ +6%
United_Healthcare All_Plans $517.71 ↑ +18%

Visitor-reported prices

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Aquatic exercise - group charge at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $115.80 $25.48 – $154.40
UPMC Bedford Everett $75.00 $31.25 – $112.50
UPMC Carlisle Carlisle $171.60 $9.27 – $387.00
UPMC Cole Coudersport $65.40 $18.36 – $87.20
UPMC East Monroeville $87.60 $25.73 – $116.80
UPMC Hamot Erie $73.80 $25.48 – $100.11
UPMC Northwest Seneca $80.40 $41.76 – $104.15
UPMC Hanover Hanover $49.80 $9.27 – $148.00

All Pennsylvania hospitals for this procedure →