Aquatic exercise - group charge at UPMC Hanover

300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$49.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$83.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.27 with United Healthcare Community Plan for Families vs $387.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA Medicaid $9.27 ↓ -81%
Keystone Health Plan Medicare Advantage $15.77 ↓ -68%
Capital Blue Cross Medicare Advantage $15.77 ↓ -68%
Prime Net Managed Medicare $20.09 ↓ -60%
Aetna Medicare $29.38 ↓ -41%
UPMC Work Partners Workers Comp $43.70 ↓ -12%
Geisinger Medicaid/CHIP $45.65 ↓ -8%
PA Health & Wellness PA Medicaid HMO $45.65 ↓ -8%
Aetna ACO $47.14 ↓ -5%
Geisinger Commercial $54.35 ↑ +9%
Keystone Health Plan Commercial $56.41 ↑ +13%
Capital Blue Cross Commercial $56.41 ↑ +13%
Capital Blue Cross CHIP $56.41 ↑ +13%
UPMC Health Plan Commercial $58.10 ↑ +17%
Aetna Commercial $60.42 ↑ +21%
CareFirst Commercial $70.55 ↑ +42%
Multiplan PPO (Includes PHCS and Humana as Payers) $70.55 ↑ +42%
Wellspan Population Health Commercial $72.21 ↑ +45%
UPMC Health Plan CHIP $86.07 ↑ +73%
United Healthcare Commercial $148.00 ↑ +197%
Cigna Commercial $387.00 ↑ +677%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Aquatic exercise - group charge at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $115.80 $25.48 – $154.40
UPMC Bedford Everett $75.00 $31.25 – $112.50
UPMC Carlisle Carlisle $171.60 $9.27 – $387.00
UPMC Cole Coudersport $65.40 $18.36 – $87.20
UPMC East Monroeville $87.60 $25.73 – $116.80
UPMC Hamot Erie $73.80 $25.48 – $100.11
UPMC Northwest Seneca $80.40 $41.76 – $104.15
UPMC Horizon-Greenville Greenville $136.20 $41.21 – $86.07

All Pennsylvania hospitals for this procedure →