Aquatic exercise - group charge at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$49.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$83.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.27 with United Healthcare Community Plan for Families vs $387.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $9.27 | ↓ -81% |
| Keystone Health Plan | Medicare Advantage | $15.77 | ↓ -68% |
| Capital Blue Cross | Medicare Advantage | $15.77 | ↓ -68% |
| Prime Net | Managed Medicare | $20.09 | ↓ -60% |
| Aetna | Medicare | $29.38 | ↓ -41% |
| UPMC Work Partners | Workers Comp | $43.70 | ↓ -12% |
| Geisinger | Medicaid/CHIP | $45.65 | ↓ -8% |
| PA Health & Wellness | PA Medicaid HMO | $45.65 | ↓ -8% |
| Aetna | ACO | $47.14 | ↓ -5% |
| Geisinger | Commercial | $54.35 | ↑ +9% |
| Keystone Health Plan | Commercial | $56.41 | ↑ +13% |
| Capital Blue Cross | Commercial | $56.41 | ↑ +13% |
| Capital Blue Cross | CHIP | $56.41 | ↑ +13% |
| UPMC Health Plan | Commercial | $58.10 | ↑ +17% |
| Aetna | Commercial | $60.42 | ↑ +21% |
| CareFirst | Commercial | $70.55 | ↑ +42% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $70.55 | ↑ +42% |
| Wellspan Population Health | Commercial | $72.21 | ↑ +45% |
| UPMC Health Plan | CHIP | $86.07 | ↑ +73% |
| United Healthcare | Commercial | $148.00 | ↑ +197% |
| Cigna | Commercial | $387.00 | ↑ +677% |
Visitor-reported prices
Comments
Aquatic exercise - group charge at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $115.80 | $25.48 – $154.40 |
| UPMC Bedford | Everett | $75.00 | $31.25 – $112.50 |
| UPMC Carlisle | Carlisle | $171.60 | $9.27 – $387.00 |
| UPMC Cole | Coudersport | $65.40 | $18.36 – $87.20 |
| UPMC East | Monroeville | $87.60 | $25.73 – $116.80 |
| UPMC Hamot | Erie | $73.80 | $25.48 – $100.11 |
| UPMC Northwest | Seneca | $80.40 | $41.76 – $104.15 |
| UPMC Horizon-Greenville | Greenville | $136.20 | $41.21 – $86.07 |