Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$144.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$181.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$24.08 with Blue_Cross_BlueJourney_Medicare vs $231.90 with Blue_Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue_Cross_BlueJourney_Medicare All_Plans $24.08 ↓ -83%
Highmark_Medicare All_Plans $24.32 ↓ -83%
Highmark_Wholecare_Gateway_Medicare All_Plans $24.32 ↓ -83%
Aetna_Medicare All_Plans $24.80 ↓ -83%
Aetna_Advantra_Medicare All_Plans $24.80 ↓ -83%
United_Medicare ISNP_DSNP_Plans $25.28 ↓ -83%
Devoted_Medicare All_Plans $25.28 ↓ -83%
Amerihealth_Medicare All_Plans $25.40 ↓ -82%
Geisinger_Gold_Medicare All_Plans $25.77 ↓ -82%
PA_Health_&_Wellness_Medicare All_Plans $26.01 ↓ -82%
Jefferson_Health_Medicare_Advantage All_Plans $26.01 ↓ -82%
Amerihealth_Caritas_Medicaid All_Plans $27.30 ↓ -81%
UPMC_Medicare UPMC_for_Life_Complete_Care $31.30 ↓ -78%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $31.30 ↓ -78%
Blue_Cross Capital_Blue_Performance_PPO $34.12 ↓ -76%
UPMC_Medicaid All_Plans $34.13 ↓ -76%
Health_Partners_Medicaid All_Other_Plans $34.13 ↓ -76%
Geisinger_Medicaid All_Plans $34.13 ↓ -76%
Highmark_Wholecare_Gateway_Medicaid All_Plans $34.13 ↓ -76%
Highmark Higmark_Healthy_Kids $36.36 ↓ -75%
Health_Partners_Medicaid Kidz_Partners $39.73 ↓ -73%
United_Medicaid Community_Plan_For_Kids $42.14 ↓ -71%
United_Healthcare All_Plans $72.24 ↓ -50%
Aetna_Better_Health_Kids All_Plans $81.87 ↓ -43%
Aetna All_Plans $99.43 ↓ -31%
Aetna PPO_Plan $99.45 ↓ -31%
Performance_Blue Blue_Cross_High_Performance_Network $107.12 ↓ -26%
Highmark Blue_Cross_High_Performance_Network $107.12 ↓ -26%
Highmark Choice_Blue_PPO $107.12 ↓ -26%
Highmark My_Direct_Blue $107.12 ↓ -26%
Highmark Shared_Cost_Blue_PPO $107.12 ↓ -26%
Highmark All_Other_Plans $107.12 ↓ -26%
UPMC UPMC_For_Kids $108.60 ↓ -25%
WellSpan_Capital_Blue_Cross All_Plans $130.32 ↓ -10%
Geisinger All_Plans $133.94 ↓ -8%
Cigna All_Plans $134.81 ↓ -7%
Cigna PPO_Plan $141.56 ↓ -2%
Blue_Cross Capital_Cares_4_kids $162.33 ↑ +12%
First_Health_Network All_Plans $171.95 ↑ +19%
Blue_Cross All_Other_Plans $231.90 ↑ +60%

Visitor-reported prices

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Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $70.80 $23.80 – $94.40
UPMC Bedford Everett $285.00 $8.69 – $427.50
UPMC Carlisle Carlisle $135.00 $17.76 – $191.25
UPMC Cole Coudersport $110.40 $15.65 – $147.20
UPMC Community Osteopathic Harrisburg $135.00 $23.84 – $191.25
UPMC East Monroeville $370.80 $23.80 – $494.40
UPMC Hamot Erie $268.20 $23.80 – $43.46
UPMC Northwest Seneca $268.80 $21.84 – $31.39

All Pennsylvania hospitals for this procedure →