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Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at UPMC Northwest

100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$268.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$448.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.84 with UPMC Health Plan vs $380.80 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $21.84 ↓ -92%
UPMC Work Partners Workers Comp $23.80 ↓ -91%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $24.08 ↓ -91%
Geisinger Medicaid/CHIP $24.08 ↓ -91%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $24.65 ↓ -91%
Aetna Medicare $24.80 ↓ -91%
United Healthcare Unison Advantage Non Special Needs $25.28 ↓ -91%
Aetna of PA Medicare $25.28 ↓ -91%
Highmark Wholecare (prev Gateway) Medicare $26.00 ↓ -90%
AmeriHealth Caritas Medicare $26.01 ↓ -90%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $26.01 ↓ -90%
United Healthcare Unison Advantage Special Needs $26.49 ↓ -90%
UPMC Health Plan Commercial $27.27 ↓ -90%
UPMC Health Plan Managed Medicaid $30.03 ↓ -89%
United Healthcare Community Plan for Families Unison Kids $31.39 ↓ -88%
Aetna Medicaid $32.76 ↓ -88%
Highmark Wholecare (prev Gateway) Medicaid $40.49 ↓ -85%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $42.62 ↓ -84%
PA Health & Wellness PA Medicaid HMO $46.52 ↓ -83%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $112.79 ↓ -58%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $138.97 ↓ -48%
Cigna Commercial $179.20 ↓ -33%
Aetna EBR ASO $179.20 ↓ -33%
Aetna EBR FI $259.84 ↓ -3%
Aetna Neighborhood Network $268.80 ↑ +0%
Aetna Home Depot Employer Group $276.42 ↑ +3%
Aetna NBR ASO/FI $282.24 ↑ +5%
Cigna New Business ASO $282.24 ↑ +5%
InterGroup PPO $291.20 ↑ +8%
Coventry/First Health Commercial $313.60 ↑ +17%
Health Coalition Partners PPO $322.56 ↑ +20%
Private Health Care Systems PPO $358.40 ↑ +33%
Humana Commercial $380.80 ↑ +42%

Visitor-reported prices

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Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $200.40 $20.07 – $300.60
UPMC Muncy Muncy $226.20 $23.80 – $301.60
UPMC Passavant-McCandless Pittsburgh $168.60 $22.38 – $238.85
UPMC Presbyterian Pittsburgh $214.80 $23.80 – $304.30
UPMC Somerset Somerset $135.00 $23.80 – $168.75
UPMC St. Margaret Pittsburgh $168.60 $20.79 – $238.85
UPMC Wellsboro Wellsboro $273.60 $23.80 – $268.20
UPMC Williamsport Williamsport $197.40 $23.80 – $263.20

All Pennsylvania hospitals for this procedure →