Graft xenmtrx sft rect 15x20cm at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$6,296.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$7,870.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.35 with UPMC vs $1,967.63 with UPMC_Medicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC UPMC_For_Kids $35.35 ↓ -99%
Aetna All_Plans $39.53 ↓ -99%
WellSpan_Capital_Blue_Cross All_Plans $42.42 ↓ -99%
Geisinger All_Plans $43.59 ↓ -99%
Cigna All_Plans $43.88 ↓ -99%
Aetna PPO_Plan $44.83 ↓ -99%
Cigna PPO_Plan $46.07 ↓ -99%
United_Healthcare All_Plans $55.32 ↓ -99%
First_Health_Network All_Plans $55.96 ↓ -99%
UPMC_Medicare UPMC_for_Life_Complete_Care $1,967.63 ↓ -69%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $1,967.63 ↓ -69%

Visitor-reported prices

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Graft xenmtrx sft rect 15x20cm at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $44,226.00 $33.25 – $1,294.22
UPMC Bedford Everett $4,772.40 $33.25 – $1,294.22
UPMC Cole Coudersport $3,100.80 $82.84 – $348.80
UPMC East Monroeville $26,360.40 $23.37 – $1,294.22
UPMC Hamot Erie $17,093.40 $209.32 – $209.32
UPMC Northwest Seneca $3,613.80 $543.26 – $1,566.12
UPMC Horizon-Greenville Greenville $11,944.20 $533.47 – $1,294.22
UPMC Jameson New Castle $22,132.80 $213.01 – $1,294.22

All Pennsylvania hospitals for this procedure →