healthcosts.net
Graft xenmtrx sft rect 15x20cm at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
$3,613.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,023.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.25 with Aetna vs $1,566.12 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $19.25 | ↓ -99% |
| PA Health & Wellness | PA Medicaid HMO | $25.41 | ↓ -99% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $26.05 | ↓ -99% |
| Aetna | EBR ASO | $30.80 | ↓ -99% |
| Cigna | Commercial | $30.80 | ↓ -99% |
| Highmark Wholecare (prev Gateway) | Medicaid | $30.80 | ↓ -99% |
| Highmark Wholecare (prev Gateway) | Medicare | $38.50 | ↓ -99% |
| Aetna | EBR FI | $44.66 | ↓ -99% |
| Aetna | Neighborhood Network | $46.20 | ↓ -99% |
| Aetna | Home Depot Employer Group | $47.51 | ↓ -99% |
| Aetna | NBR ASO/FI | $48.51 | ↓ -99% |
| Cigna | New Business ASO | $48.51 | ↓ -99% |
| InterGroup | PPO | $50.05 | ↓ -99% |
| Coventry/First Health | Commercial | $53.90 | ↓ -99% |
| Health Coalition Partners | PPO | $55.44 | ↓ -98% |
| Private Health Care Systems | PPO | $61.60 | ↓ -98% |
| Humana | Commercial | $65.45 | ↓ -98% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $543.26 | ↓ -85% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $669.34 | ↓ -81% |
| UPMC Health Plan | Commercial | $1,566.12 | ↓ -57% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Graft xenmtrx sft rect 15x20cm at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $63,334.20 | $49.68 – $2,226.00 |
| UPMC Muncy | Muncy | $2,647.80 | $11.40 – $68.40 |
| UPMC Passavant-McCandless | Pittsburgh | $63,333.60 | $21.34 – $1,878.07 |
| UPMC Presbyterian | Pittsburgh | $118,942.80 | $8.76 – $2,092.52 |
| UPMC St. Margaret | Pittsburgh | $27,260.40 | $39.80 – $1,588.10 |
| UPMC Wellsboro | Wellsboro | $4,445.60 | $15.16 – $75.83 |
| UPMC Williamsport | Williamsport | $25,379.40 | $15.20 – $68.40 |