Aquatic exercise - group charge at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$149.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$187.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16.88 with Health_Partners_Medicaid vs $325.00 with Blue_Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health_Partners_Medicaid | All_Other_Plans | $16.88 | ↓ -89% |
| Aetna_Better_Health_Kids | All_Plans | $20.16 | ↓ -87% |
| PA_Health_&_Wellness_Medicaid | All_Plans | $50.00 | ↓ -67% |
| Highmark_Wholecare_Gateway_Medicaid | All_Plans | $50.00 | ↓ -67% |
| Geisinger_Medicaid | All_Plans | $50.00 | ↓ -67% |
| UPMC_Medicaid | All_Plans | $50.00 | ↓ -67% |
| Amerihealth_Caritas_Medicaid | All_Plans | $56.80 | ↓ -62% |
| Blue_Cross | Capital_Cares_4_kids | $64.52 | ↓ -57% |
| UPMC | UPMC_For_Kids | $67.20 | ↓ -55% |
| Aetna | All_Plans | $75.15 | ↓ -50% |
| WellSpan_Capital_Blue_Cross | All_Plans | $80.64 | ↓ -46% |
| Geisinger | All_Plans | $82.88 | ↓ -45% |
| Cigna | All_Plans | $83.42 | ↓ -44% |
| Aetna | PPO_Plan | $85.23 | ↓ -43% |
| Cigna | PPO_Plan | $87.60 | ↓ -41% |
| Blue_Cross | All_Other_Plans | $92.18 | ↓ -38% |
| United_Healthcare | All_Plans | $105.17 | ↓ -30% |
| First_Health_Network | All_Plans | $106.40 | ↓ -29% |
| Blue_Cross | Capital_Blue_Performance_PPO | $325.00 | ↑ +117% |
Visitor-reported prices
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Aquatic exercise - group charge at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $115.80 | $25.48 – $154.40 |
| UPMC Bedford | Everett | $75.00 | $31.25 – $112.50 |
| UPMC Carlisle | Carlisle | $171.60 | $9.27 – $387.00 |
| UPMC Cole | Coudersport | $65.40 | $18.36 – $87.20 |
| UPMC East | Monroeville | $87.60 | $25.73 – $116.80 |
| UPMC Hamot | Erie | $73.80 | $25.48 – $100.11 |
| UPMC Northwest | Seneca | $80.40 | $41.76 – $104.15 |
| UPMC Hanover | Hanover | $49.80 | $9.27 – $148.00 |