healthcosts.net
Treat metacarpal fracture at Atrium Health Lincoln
433 McAlister Rd, Lincolnton, NC · Atrium Health · · NPI 1730055054
$4,693.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,387.70
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$336.37 with Trillium vs $8,918.32 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Trillium | Managed Medicaid | $336.37 | ↓ -93% |
| United Healthcare | Managed Medicaid | $339.73 | ↓ -93% |
| Wellcare | Managed Medicaid | $339.73 | ↓ -93% |
| Healthy Blue | Managed Medicaid | $339.73 | ↓ -93% |
| Partners | Managed Medicaid | $339.73 | ↓ -93% |
| Amerihealth Caritas | Managed Medicaid | $339.73 | ↓ -93% |
| Vaya | Managed Medicaid | $339.73 | ↓ -93% |
| Carolina Complete Health | Managed Medicaid | $339.73 | ↓ -93% |
| Alliance | Managed Medicaid | $343.10 | ↓ -93% |
| Cigna Healthspring | Medicare Advantage | $452.00 | ↓ -90% |
| Humana | Medicare Advantage | $461.04 | ↓ -90% |
| Aetna | Medicare Advantage | $467.82 | ↓ -90% |
| United Healthcare | Medicare Advantage | $469.11 | ↓ -90% |
| OrthoCarolina | Commercial | $565.00 | ↓ -88% |
| Alliance | Behavioral Health | $1,069.26 | ↓ -77% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $1,127.54 | ↓ -76% |
| Aetna | Connected North Carolina Individual HMO | $2,487.74 | ↓ -47% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $2,691.45 | ↓ -43% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $2,836.96 | ↓ -40% |
| Ambetter | CoBranded Commercial | $3,070.72 | ↓ -35% |
| Ambetter | Individual Commercial | $3,492.22 | ↓ -26% |
| United Healthcare | IEX Commercial | $3,773.86 | ↓ -20% |
| Aetna | Whole Health HMO | $3,830.18 | ↓ -18% |
| Cigna | Commercial NB | $4,064.87 | ↓ -13% |
| Employers Health Network | Commercial | $4,149.36 | ↓ -12% |
| Aetna | North Carolina Preferred Plus | $4,365.28 | ↓ -7% |
| MedCost | Ultra | $4,421.61 | ↓ -6% |
| Physician Reach Out | Plan P | $4,693.85 | ↑ +0% |
| Aetna | Broad Network | $4,919.15 | ↑ +5% |
| Cigna | HMO-PPO Managed Care | $5,031.81 | ↑ +7% |
| United Healthcare | HMO-PPO Managed Care | $5,350.99 | ↑ +14% |
| Quik Trip | Commercial | $6,102.01 | ↑ +30% |
| GMMI | Commercial | $6,102.01 | ↑ +30% |
| MedCost | PPO | $6,139.56 | ↑ +31% |
| Cigna | Commercial SAR | $6,336.70 | ↑ +35% |
| ChoiceCare | Commercial | $7,697.91 | ↑ +64% |
| Aetna First Health | Commercial | $7,979.55 | ↑ +70% |
| First Health | Commercial | $7,979.55 | ↑ +70% |
| Private Health Care Systems | Commercial | $8,448.93 | ↑ +80% |
| Beechstreet | Commercial | $8,448.93 | ↑ +80% |
| Multiplan | Commercial | $8,918.32 | ↑ +90% |
| Physician Reach Out | Plan H | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Treat metacarpal fracture at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $4,693.85 | $336.37 – $8,918.32 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $4,693.85 | $339.73 – $8,261.18 |
| Atrium Health Cabarrus | Concord | $4,693.85 | $336.37 – $8,918.32 |
| Atrium Health Cleveland | Shelby | $4,693.85 | $336.37 – $8,918.32 |
| Atrium Health Mercy | Charlotte | $4,693.85 | $336.37 – $8,636.68 |
| Atrium Health Pineville | Charlotte | $4,693.85 | $336.37 – $8,636.68 |
| Atrium Health Stanly | Albermarle | $4,693.85 | $336.37 – $9,012.19 |
| Atrium Health Union | Monroe | $4,693.85 | $336.37 – $8,918.32 |