healthcosts.net
Treat metacarpal fracture at Atrium Health Mercy
2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135
$4,693.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,387.70
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$336.37 with Partners vs $8,636.68 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partners | Managed Medicaid | $336.37 | ↓ -93% |
| Wellcare | Managed Medicaid | $339.73 | ↓ -93% |
| Vaya | Managed Medicaid | $339.73 | ↓ -93% |
| Carolina Complete Health | Managed Medicaid | $339.73 | ↓ -93% |
| United Healthcare | Managed Medicaid | $339.73 | ↓ -93% |
| Trillium | Managed Medicaid | $339.73 | ↓ -93% |
| Amerihealth Caritas | Managed Medicaid | $339.73 | ↓ -93% |
| Healthy Blue | Managed Medicaid | $339.73 | ↓ -93% |
| Alliance | Managed Medicaid | $343.10 | ↓ -93% |
| Cigna Healthspring | Medicare Advantage | $452.00 | ↓ -90% |
| Humana | Medicare Advantage | $461.04 | ↓ -90% |
| Aetna | Medicare Advantage | $467.82 | ↓ -90% |
| United Healthcare | Medicare Advantage | $469.11 | ↓ -90% |
| Ortho Carolina | Commercial | $565.00 | ↓ -88% |
| Molina | Managed Medicaid | $879.37 | ↓ -81% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $1,127.54 | ↓ -76% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $1,686.97 | ↓ -64% |
| Alliance | Behavioral Health | $2,067.17 | ↓ -56% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $2,216.44 | ↓ -53% |
| Aetna | Connected North Carolina Individual HMO | $2,487.74 | ↓ -47% |
| Ambetter | CoBranded Commercial | $2,727.13 | ↓ -42% |
| Aetna | Whole Health HMO | $3,210.59 | ↓ -32% |
| Ambetter | Individual Commercial | $3,407.74 | ↓ -27% |
| United Healthcare | IEX Commercial | $3,773.86 | ↓ -20% |
| Aetna | North Carolina Preferred Plus Commercial | $3,820.79 | ↓ -19% |
| Cigna | Commercial NB | $4,064.87 | ↓ -13% |
| Employers Health Network | Commercial | $4,149.36 | ↓ -12% |
| United Healthcare | HMO-PPO Managed Care | $4,252.63 | ↓ -9% |
| Aetna | Broad Network | $4,299.57 | ↓ -8% |
| MedCost | Ultra | $4,599.97 | ↓ -2% |
| Physician Reach Out | Plan P | $4,693.85 | ↑ +0% |
| Cigna | HMO-PPO Managed Care | $4,862.83 | ↑ +4% |
| MedCost | PPO | $5,454.25 | ↑ +16% |
| Magellan | Behavioral Health | $5,632.62 | ↑ +20% |
| Aetna First Health | Commercial | $5,726.50 | ↑ +22% |
| GMMI | Commercial | $6,102.01 | ↑ +30% |
| Quik Trip | Commercial | $6,102.01 | ↑ +30% |
| Cigna | Commercial SAR | $6,336.70 | ↑ +35% |
| ChoiceCare | Commercial | $6,759.14 | ↑ +44% |
| Carolina Behavioral Health | Employee Plan | $6,759.14 | ↑ +44% |
| Cigna | Behavioral Health | $7,510.16 | ↑ +60% |
| Carolina Behavioral Health | Commercial | $7,510.16 | ↑ +60% |
| Healthgram | Commercial | $7,510.16 | ↑ +60% |
| Provider Select | Commercial | $7,604.04 | ↑ +62% |
| Lifesynch Community Choice Care | Behavioral Health | $7,697.91 | ↑ +64% |
| Private Health Care Systems | Commercial | $7,697.91 | ↑ +64% |
| First Health | Commercial | $7,791.79 | ↑ +66% |
| Beechstreet | Commercial | $8,448.93 | ↑ +80% |
| Multiplan | Commercial | $8,636.68 | ↑ +84% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
Treat metacarpal fracture at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Behavioral Health Charlotte | Charlotte | $4,693.85 | $339.73 – $8,261.18 |
| Atrium Health Pineville | Charlotte | $4,693.85 | $336.37 – $8,636.68 |
| Atrium Health University City | Charlotte | $4,693.85 | $336.37 – $8,636.68 |
| Atrium Health Carolinas Medical Center | Charlotte | $4,693.85 | $336.37 – $8,448.93 |
| Carolinas Rehabilitation Charlotte | Charlotte | $4,693.85 | $339.73 – $8,636.68 |
| Atrium Health Anson | Wadesboro | $4,693.85 | $336.37 – $8,918.32 |
| Atrium Health Cabarrus | Concord | $4,693.85 | $336.37 – $8,918.32 |
| Atrium Health Cleveland | Shelby | $4,693.85 | $336.37 – $8,918.32 |