MRI brain w/dye at Atrium Health Lincoln

433 McAlister Rd, Lincolnton, NC · Atrium Health · · NPI 1730055054

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$429.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$859.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$96.93 with Amerihealth Caritas vs $816.34 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $96.93 ↓ -77%
Alliance Behavioral Health $97.87 ↓ -77%
Healthy Blue Managed Medicaid $98.73 ↓ -77%
Wellcare Managed Medicaid $98.73 ↓ -77%
Carolina Complete Health Managed Medicaid $98.73 ↓ -77%
Vaya Managed Medicaid $99.68 ↓ -77%
Partners Managed Medicaid $99.68 ↓ -77%
Alliance Managed Medicaid $100.71 ↓ -77%
Trillium Managed Medicaid $101.66 ↓ -76%
United Healthcare Managed Medicaid $133.31 ↓ -69%
Cigna Healthspring Medicare Advantage $155.56 ↓ -64%
Humana Medicare Advantage $158.67 ↓ -63%
Aetna Medicare Advantage $161.00 ↓ -63%
United Healthcare Medicare Advantage $161.45 ↓ -62%
OrthoCarolina Commercial $194.45 ↓ -55%
Aetna Connected North Carolina Individual HMO $227.71 ↓ -47%
Blue Cross Blue Shield of North Carolina Local Group Commercial $246.36 ↓ -43%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $259.68 ↓ -40%
Ambetter CoBranded Commercial $281.08 ↓ -35%
Ambetter Individual Commercial $319.66 ↓ -26%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $324.21 ↓ -25%
United Healthcare IEX Commercial $345.44 ↓ -20%
Aetna Whole Health HMO $350.59 ↓ -18%
Cigna Commercial NB $372.08 ↓ -13%
Employers Health Network Commercial $379.81 ↓ -12%
Aetna North Carolina Preferred Plus $399.57 ↓ -7%
MedCost Ultra $404.73 ↓ -6%
Physician Reach Out Plan P $429.65 ↑ +0%
Aetna Broad Network $450.27 ↑ +5%
Cigna HMO-PPO Managed Care $460.58 ↑ +7%
United Healthcare HMO-PPO Managed Care $489.80 ↑ +14%
Quik Trip Commercial $558.55 ↑ +30%
GMMI Commercial $558.55 ↑ +30%
MedCost PPO $561.98 ↑ +31%
Cigna Commercial SAR $580.03 ↑ +35%
ChoiceCare Commercial $704.63 ↑ +64%
Aetna First Health Commercial $730.41 ↑ +70%
First Health Commercial $730.41 ↑ +70%
Beechstreet Commercial $773.37 ↑ +80%
Private Health Care Systems Commercial $773.37 ↑ +80%
Multiplan Commercial $816.34 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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MRI brain w/dye at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $429.65 $128.55 – $816.34
Atrium Health Behavioral Health Charlotte Charlotte $429.65 $133.31 – $756.18
Atrium Health Cabarrus Concord $429.65 $105.44 – $816.34
Atrium Health Cleveland Shelby $429.65 $120.30 – $816.34
Atrium Health Mercy Charlotte $429.65 $114.46 – $790.56
Atrium Health Pineville Charlotte $429.65 $85.93 – $790.56
Atrium Health Stanly Albermarle $429.65 $103.12 – $824.93
Atrium Health Union Monroe $429.65 $111.71 – $816.34

All North-carolina hospitals for this procedure →