MRI brain w/dye at Atrium Health Stanly

301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$429.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$859.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$103.12 with Partners vs $824.93 with Beechstreet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $103.12 ↓ -76%
Alliance Behavioral Health $103.20 ↓ -76%
Healthy Blue Managed Medicaid $104.06 ↓ -76%
Wellcare Managed Medicaid $104.06 ↓ -76%
Carolina Complete Health Managed Medicaid $104.06 ↓ -76%
Amerihealth Caritas Managed Medicaid $105.09 ↓ -76%
Vaya Managed Medicaid $105.09 ↓ -76%
Alliance Managed Medicaid $106.12 ↓ -75%
Trillium Managed Medicaid $107.15 ↓ -75%
United Healthcare Managed Medicaid $133.31 ↓ -69%
Cigna Healthspring Medicare Advantage $155.56 ↓ -64%
Humana Medicare Advantage $158.67 ↓ -63%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $159.74 ↓ -63%
Aetna Medicare Advantage $161.00 ↓ -63%
United Healthcare Medicare Advantage $161.45 ↓ -62%
Blue Cross Blue Shield of North Carolina Local Group Commercial $175.38 ↓ -59%
Aetna Connected North Carolina Individual HMO $227.71 ↓ -47%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $230.72 ↓ -46%
Ambetter CoBranded Commercial $262.86 ↓ -39%
Ambetter Individual Commercial $319.66 ↓ -26%
United Healthcare IEX Commercial $345.44 ↓ -20%
Cigna Commercial NB $372.08 ↓ -13%
Employers Health Network Commercial $379.81 ↓ -12%
Aetna North Carolina Preferred Plus $399.57 ↓ -7%
Physician Reach Out Plan P $429.65 ↑ +0%
Aetna Broad Network $450.27 ↑ +5%
Cigna HMO-PPO Managed Care $460.58 ↑ +7%
Magellan Behavioral Health $515.58 ↑ +20%
MedCost Ultra $547.37 ↑ +27%
GMMI Commercial $558.55 ↑ +30%
Quik Trip Commercial $558.55 ↑ +30%
Cigna Commercial SAR $580.03 ↑ +35%
United Healthcare HMO-PPO Managed Care $581.75 ↑ +35%
Carolina Behavioral Health Employee Commercial $618.70 ↑ +44%
Aetna Whole Health HMO $665.96 ↑ +55%
Carolina Behavioral Health Commercial $687.44 ↑ +60%
Cigna Behavioral Health $687.44 ↑ +60%
Aetna First Health Commercial $773.37 ↑ +80%
First Health Commercial $773.37 ↑ +80%
Healthgram Commercial $773.37 ↑ +80%
Lifesynch Community Choice Care Behavioral Health $807.74 ↑ +88%
Private Health Care Systems Commercial $807.74 ↑ +88%
Multiplan Commercial $807.74 ↑ +88%
ChoiceCare Commercial $807.74 ↑ +88%
MedCost PPO $824.93 ↑ +92%
Beechstreet Commercial $824.93 ↑ +92%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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MRI brain w/dye at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $429.65 $128.55 – $816.34
Atrium Health Behavioral Health Charlotte Charlotte $429.65 $133.31 – $756.18
Atrium Health Cabarrus Concord $429.65 $105.44 – $816.34
Atrium Health Cleveland Shelby $429.65 $120.30 – $816.34
Atrium Health Lincoln Lincolnton $429.65 $96.93 – $816.34
Atrium Health Mercy Charlotte $429.65 $114.46 – $790.56
Atrium Health Pineville Charlotte $429.65 $85.93 – $790.56
Atrium Health Union Monroe $429.65 $111.71 – $816.34

All North-carolina hospitals for this procedure →