Ghs plngl fx pm cl at Atrium Health Lincoln

433 McAlister Rd, Lincolnton, NC · Atrium Health · · NPI 1730055054

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$352.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$704.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$79.50 with Amerihealth Caritas vs $669.51 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $79.50 ↓ -77%
Alliance Behavioral Health $80.27 ↓ -77%
Carolina Complete Health Managed Medicaid $80.98 ↓ -77%
Healthy Blue Managed Medicaid $80.98 ↓ -77%
Wellcare Managed Medicaid $80.98 ↓ -77%
Vaya Managed Medicaid $81.75 ↓ -77%
Partners Managed Medicaid $81.75 ↓ -77%
Alliance Managed Medicaid $82.60 ↓ -77%
Trillium Managed Medicaid $83.37 ↓ -76%
United Healthcare Managed Medicaid $117.20 ↓ -67%
Aetna Connected North Carolina Individual HMO $186.76 ↓ -47%
Blue Cross Blue Shield of North Carolina Local Group Commercial $202.05 ↓ -43%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $212.98 ↓ -40%
United Healthcare IEX Commercial $227.63 ↓ -35%
Humana Medicare Advantage $229.54 ↓ -35%
Ambetter CoBranded Commercial $230.52 ↓ -35%
Aetna Medicare Advantage $232.92 ↓ -34%
Cigna Healthspring Medicare Advantage $236.29 ↓ -33%
United Healthcare Medicare Advantage $236.99 ↓ -33%
Ambetter Individual Commercial $262.17 ↓ -26%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $265.90 ↓ -25%
OrthoCarolina Commercial $281.30 ↓ -20%
Aetna Whole Health HMO $287.54 ↓ -18%
Cigna Commercial NB $305.16 ↓ -13%
Employers Health Network Commercial $311.50 ↓ -12%
Aetna North Carolina Preferred Plus $327.71 ↓ -7%
MedCost Ultra $331.94 ↓ -6%
Physician Reach Out Plan P $352.38 ↑ +0%
Aetna Broad Network $369.29 ↑ +5%
Cigna HMO-PPO Managed Care $377.75 ↑ +7%
United Healthcare HMO-PPO Managed Care $401.71 ↑ +14%
Quik Trip Commercial $458.09 ↑ +30%
GMMI Commercial $458.09 ↑ +30%
MedCost PPO $460.91 ↑ +31%
Cigna Commercial SAR $475.71 ↑ +35%
ChoiceCare Commercial $577.90 ↑ +64%
Aetna First Health Commercial $599.04 ↑ +70%
First Health Commercial $599.04 ↑ +70%
Beechstreet Commercial $634.28 ↑ +80%
Private Health Care Systems Commercial $634.28 ↑ +80%
Multiplan Commercial $669.51 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Ghs plngl fx pm cl at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $352.38 $105.43 – $669.51
Atrium Health Behavioral Health Charlotte Charlotte $352.38 $131.79 – $620.18
Atrium Health Cabarrus Concord $352.38 $86.47 – $669.51
Atrium Health Cleveland Shelby $352.38 $98.67 – $669.51
Atrium Health Mercy Charlotte $352.38 $75.38 – $648.37
Atrium Health Pineville Charlotte $352.38 $70.48 – $648.37
Atrium Health Stanly Albermarle $352.38 $84.57 – $676.56
Atrium Health Union Monroe $352.38 $91.62 – $669.51

All North-carolina hospitals for this procedure →