Ghs plngl fx pm cl at Atrium Health Cabarrus

920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$352.38

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$704.75

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$86.47 with Amerihealth Caritas vs $669.51 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $86.47 ↓ -75%
Alliance Behavioral Health $87.32 ↓ -75%
Wellcare Managed Medicaid $88.09 ↓ -75%
Carolina Complete Health Managed Medicaid $88.09 ↓ -75%
Healthy Blue Managed Medicaid $88.09 ↓ -75%
Partners Managed Medicaid $88.80 ↓ -75%
Vaya Managed Medicaid $89.01 ↓ -75%
United Healthcare Managed Medicaid $89.71 ↓ -75%
Alliance Managed Medicaid $89.86 ↓ -74%
Trillium Managed Medicaid $90.77 ↓ -74%
Aetna Connected North Carolina Individual HMO $186.76 ↓ -47%
Ambetter CoBranded Commercial $204.73 ↓ -42%
United Healthcare IEX Commercial $227.63 ↓ -35%
Humana Medicare Advantage $232.71 ↓ -34%
Aetna Medicare Advantage $236.14 ↓ -33%
Cigna Healthspring Medicare Advantage $239.56 ↓ -32%
United Healthcare Medicare Advantage $240.26 ↓ -32%
Ambetter Individual Commercial $255.82 ↓ -27%
Blue Cross Blue Shield of North Carolina Local Group Commercial $276.61 ↓ -22%
Ortho Carolina Commercial $285.19 ↓ -19%
Aetna North Carolina Preferred Plus Commercial $286.83 ↓ -19%
Aetna Whole Health HMO $292.47 ↓ -17%
Cigna Commercial NB $305.16 ↓ -13%
Employers Health Network Commercial $311.50 ↓ -12%
United Healthcare HMO-PPO Managed Care $312.20 ↓ -11%
Aetna Broad Network $322.78 ↓ -8%
Physician Reach Out Plan P $352.38 ↑ +0%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $363.93 ↑ +3%
MedCost Ultra $379.16 ↑ +8%
Cigna HMO-PPO Managed Care $398.18 ↑ +13%
Magellan Behavioral Health $422.85 ↑ +20%
Aetna First Health Commercial $429.90 ↑ +22%
GMMI Commercial $458.09 ↑ +30%
Quik Trip Commercial $458.09 ↑ +30%
Cigna Commercial SAR $475.71 ↑ +35%
Carolina Behavioral Health Employee Plan $507.42 ↑ +44%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $508.12 ↑ +44%
MedCost PPO $528.56 ↑ +50%
Private Health Care Systems Commercial $563.80 ↑ +60%
Carolina Behavioral Health Commercial $563.80 ↑ +60%
Healthgram Commercial $563.80 ↑ +60%
Cigna Behavioral Health $563.80 ↑ +60%
Lifesynch Community Choice Care Behavioral Health $577.90 ↑ +64%
ChoiceCare Commercial $577.90 ↑ +64%
First Health Commercial $599.04 ↑ +70%
Beechstreet Commercial $634.28 ↑ +80%
Multiplan Commercial $669.51 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs plngl fx pm cl at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $352.38 $105.43 – $669.51
Atrium Health Behavioral Health Charlotte Charlotte $352.38 $131.79 – $620.18
Atrium Health Cleveland Shelby $352.38 $98.67 – $669.51
Atrium Health Lincoln Lincolnton $352.38 $79.50 – $669.51
Atrium Health Mercy Charlotte $352.38 $75.38 – $648.37
Atrium Health Pineville Charlotte $352.38 $70.48 – $648.37
Atrium Health Stanly Albermarle $352.38 $84.57 – $676.56
Atrium Health Union Monroe $352.38 $91.62 – $669.51

All North-carolina hospitals for this procedure →