Allograft allowrap 4x4cm dry 16sqcm at Atrium Health Lincoln

433 McAlister Rd, Lincolnton, NC · Atrium Health · · NPI 1730055054

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$849.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,699.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$191.65 with Amerihealth Caritas vs $1,614.05 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $191.65 ↓ -77%
Alliance Behavioral Health $193.52 ↓ -77%
Healthy Blue Managed Medicaid $195.22 ↓ -77%
Wellcare Managed Medicaid $195.22 ↓ -77%
Carolina Complete Health Managed Medicaid $195.22 ↓ -77%
Partners Managed Medicaid $197.08 ↓ -77%
Vaya Managed Medicaid $197.08 ↓ -77%
Alliance Managed Medicaid $199.12 ↓ -77%
Trillium Managed Medicaid $200.99 ↓ -76%
United Healthcare Managed Medicaid $282.54 ↓ -67%
Aetna Connected North Carolina Individual HMO $450.24 ↓ -47%
Blue Cross Blue Shield of North Carolina Local Group Commercial $487.10 ↓ -43%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $513.44 ↓ -40%
Ambetter CoBranded Commercial $555.74 ↓ -35%
Ambetter Individual Commercial $632.03 ↓ -26%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $641.03 ↓ -25%
United Healthcare IEX Commercial $683.00 ↓ -20%
Aetna Whole Health HMO $693.19 ↓ -18%
Cigna Commercial NB $735.67 ↓ -13%
Employers Health Network Commercial $750.96 ↓ -12%
Aetna North Carolina Preferred Plus $790.04 ↓ -7%
MedCost Ultra $800.23 ↓ -6%
Physician Reach Out Plan P $849.50 ↑ +0%
Aetna Broad Network $890.28 ↑ +5%
Cigna HMO-PPO Managed Care $910.66 ↑ +7%
United Healthcare HMO-PPO Managed Care $968.43 ↑ +14%
GMMI Commercial $1,104.35 ↑ +30%
Quik Trip Commercial $1,104.35 ↑ +30%
MedCost PPO $1,111.15 ↑ +31%
Cigna Commercial SAR $1,146.83 ↑ +35%
ChoiceCare Commercial $1,393.18 ↑ +64%
First Health Commercial $1,444.15 ↑ +70%
Aetna First Health Commercial $1,444.15 ↑ +70%
Beechstreet Commercial $1,529.10 ↑ +80%
Private Health Care Systems Commercial $1,529.10 ↑ +80%
Multiplan Commercial $1,614.05 ↑ +90%
Aetna Medicare Advantage not published by hospital —
OrthoCarolina Commercial not published by hospital —
Physician Reach Out Plan H not published by hospital —
Cigna Healthspring Medicare Advantage not published by hospital —
Broughton Cardinal Partners Commercial not published by hospital —
United Healthcare Medicare Advantage not published by hospital —
Humana Medicare Advantage not published by hospital —

Visitor-reported prices

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Allograft allowrap 4x4cm dry 16sqcm at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $849.50 $254.17 – $1,614.05
Atrium Health Behavioral Health Charlotte Charlotte $849.50 $322.81 – $1,699.00
Atrium Health Cabarrus Concord $849.50 $208.47 – $1,614.05
Atrium Health Cleveland Shelby $849.50 $237.86 – $1,614.05
Atrium Health Mercy Charlotte $849.50 $83.05 – $1,563.08
Atrium Health Pineville Charlotte $849.50 $169.90 – $1,563.08
Atrium Health Stanly Albermarle $849.50 $203.88 – $1,631.04
Atrium Health Union Monroe $849.50 $220.87 – $1,614.05

All North-carolina hospitals for this procedure →