Allograft allowrap 4x4cm dry 16sqcm at Atrium Health Mercy

2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$849.50

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,699.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$83.05 with Molina vs $1,563.08 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina Managed Medicaid $83.05 ↓ -90%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $305.31 ↓ -64%
Amerihealth Caritas Managed Medicaid $370.55 ↓ -56%
Partners Managed Medicaid $373.78 ↓ -56%
Alliance Behavioral Health $374.12 ↓ -56%
Healthy Blue Managed Medicaid $377.52 ↓ -56%
Wellcare Managed Medicaid $377.52 ↓ -56%
Carolina Complete Health Managed Medicaid $377.52 ↓ -56%
Vaya Managed Medicaid $381.26 ↓ -55%
Alliance Managed Medicaid $384.99 ↓ -55%
Trillium Managed Medicaid $388.90 ↓ -54%
Blue Cross Blue Shield of North Carolina Local Group Commercial $401.13 ↓ -53%
Aetna Connected North Carolina Individual HMO $450.24 ↓ -47%
Ambetter CoBranded Commercial $493.56 ↓ -42%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $527.71 ↓ -38%
United Healthcare Managed Medicaid $554.38 ↓ -35%
Aetna Whole Health HMO $581.06 ↓ -32%
Ambetter Individual Commercial $616.74 ↓ -27%
United Healthcare IEX Commercial $683.00 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $691.49 ↓ -19%
Cigna Commercial NB $735.67 ↓ -13%
Employers Health Network Commercial $750.96 ↓ -12%
United Healthcare HMO-PPO Managed Care $769.65 ↓ -9%
Cigna HMO-PPO Managed Care $771.35 ↓ -9%
Aetna Broad Network $778.14 ↓ -8%
MedCost Ultra $832.51 ↓ -2%
Physician Reach Out Plan P $849.50 ↑ +0%
MedCost PPO $987.12 ↑ +16%
Magellan Behavioral Health $1,019.40 ↑ +20%
Aetna First Health Commercial $1,036.39 ↑ +22%
Quik Trip Commercial $1,104.35 ↑ +30%
GMMI Commercial $1,104.35 ↑ +30%
Cigna Commercial SAR $1,146.83 ↑ +35%
Carolina Behavioral Health Employee Plan $1,223.28 ↑ +44%
ChoiceCare Commercial $1,223.28 ↑ +44%
Cigna Behavioral Health $1,359.20 ↑ +60%
Healthgram Commercial $1,359.20 ↑ +60%
Carolina Behavioral Health Commercial $1,359.20 ↑ +60%
Provider Select Commercial $1,376.19 ↑ +62%
Lifesynch Community Choice Care Behavioral Health $1,393.18 ↑ +64%
Private Health Care Systems Commercial $1,393.18 ↑ +64%
First Health Commercial $1,410.17 ↑ +66%
Beechstreet Commercial $1,529.10 ↑ +80%
Multiplan Commercial $1,563.08 ↑ +84%
Aetna Medicare Advantage not published by hospital —
Cigna Healthspring Medicare Advantage not published by hospital —
Humana Medicare Advantage not published by hospital —
Ortho Carolina Commercial not published by hospital —
Physician Reach Out Plan H not published by hospital —
United Healthcare Medicare Advantage not published by hospital —
Broughton Cardinal Partners Commercial not published by hospital —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Allograft allowrap 4x4cm dry 16sqcm at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $849.50 $322.81 – $1,699.00
Atrium Health Pineville Charlotte $849.50 $169.90 – $1,563.08
Atrium Health University City Charlotte $849.50 $169.90 – $1,563.08
Atrium Health Carolinas Medical Center Charlotte $849.50 $83.05 – $1,529.10
Carolinas Rehabilitation Charlotte Charlotte $849.50 $519.72 – $1,563.08
Atrium Health Anson Wadesboro $849.50 $254.17 – $1,614.05
Atrium Health Cabarrus Concord $849.50 $208.47 – $1,614.05
Atrium Health Cleveland Shelby $849.50 $237.86 – $1,614.05

All North-carolina hospitals for this procedure →