Npsy tst eval phsy/qhp 1st hr at Atrium Health Cabarrus
920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315
$215.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$431.80
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$52.98 with Amerihealth Caritas vs $345.44 with Carolina Behavioral Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerihealth Caritas | Managed Medicaid | $52.98 | ↓ -75% |
| Alliance | Behavioral Health | $53.50 | ↓ -75% |
| Healthy Blue | Managed Medicaid | $53.98 | ↓ -75% |
| Wellcare | Managed Medicaid | $53.98 | ↓ -75% |
| Carolina Complete Health | Managed Medicaid | $53.98 | ↓ -75% |
| Partners | Managed Medicaid | $54.41 | ↓ -75% |
| Vaya | Managed Medicaid | $54.54 | ↓ -75% |
| United Healthcare | Managed Medicaid | $54.97 | ↓ -75% |
| Alliance | Managed Medicaid | $55.05 | ↓ -75% |
| Trillium | Managed Medicaid | $55.62 | ↓ -74% |
| Aetna | Connected North Carolina Individual HMO | $58.68 | ↓ -73% |
| Physician Reach Out | Plan P | $76.40 | ↓ -65% |
| United Healthcare | IEX Commercial | $80.98 | ↓ -62% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $91.68 | ↓ -58% |
| Cigna Healthspring | Medicare Advantage | $100.53 | ↓ -53% |
| Aetna First Health | Commercial | $100.85 | ↓ -53% |
| Humana | Medicare Advantage | $102.54 | ↓ -53% |
| Aetna | Medicare Advantage | $104.05 | ↓ -52% |
| United Healthcare | Medicare Advantage | $104.34 | ↓ -52% |
| Employers Health Network | Commercial | $106.96 | ↓ -50% |
| Aetna | Whole Health HMO | $109.25 | ↓ -49% |
| GMMI | Commercial | $114.60 | ↓ -47% |
| Quik Trip | Commercial | $114.60 | ↓ -47% |
| Healthgram | Commercial | $116.43 | ↓ -46% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $117.36 | ↓ -46% |
| Private Health Care Systems | Commercial | $122.24 | ↓ -43% |
| Multiplan | Commercial | $122.24 | ↓ -43% |
| Lifesynch Community Choice Care | Behavioral Health | $125.30 | ↓ -42% |
| Ambetter | CoBranded Commercial | $125.44 | ↓ -42% |
| Ortho Carolina | Commercial | $125.66 | ↓ -42% |
| First Health | Commercial | $129.88 | ↓ -40% |
| Beechstreet | Commercial | $137.52 | ↓ -36% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $154.97 | ↓ -28% |
| Ambetter | Individual Commercial | $156.74 | ↓ -27% |
| Aetna | North Carolina Preferred Plus Commercial | $175.74 | ↓ -19% |
| Cigna | Commercial NB | $186.97 | ↓ -13% |
| United Healthcare | HMO-PPO Managed Care | $191.29 | ↓ -11% |
| Aetna | Broad Network | $197.76 | ↓ -8% |
| Cigna | HMO-PPO Managed Care | $223.67 | ↑ +4% |
| Cigna | Commercial SAR | $229.02 | ↑ +6% |
| ChoiceCare | Commercial | $231.32 | ↑ +7% |
| MedCost | Ultra | $232.31 | ↑ +8% |
| Magellan | Behavioral Health | $259.08 | ↑ +20% |
| MedCost | PPO | $276.53 | ↑ +28% |
| Carolina Behavioral Health | Employee Plan | $310.90 | ↑ +44% |
| Cigna | Behavioral Health | $345.44 | ↑ +60% |
| Carolina Behavioral Health | Commercial | $345.44 | ↑ +60% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
Npsy tst eval phsy/qhp 1st hr at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $215.90 | $58.06 – $256.06 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $215.90 | $76.40 – $345.44 |
| Atrium Health Cleveland | Shelby | $215.90 | $58.68 – $310.90 |
| Atrium Health Lincoln | Lincolnton | $215.90 | $48.71 – $231.32 |
| Atrium Health Mercy | Charlotte | $215.90 | $52.77 – $310.90 |
| Atrium Health Pineville | Charlotte | $215.90 | $43.18 – $259.08 |
| Atrium Health Stanly | Albermarle | $215.90 | $51.82 – $310.90 |
| Atrium Health Union | Monroe | $215.90 | $56.13 – $259.08 |