Npsy tst eval phsy/qhp 1st hr at Atrium Health Stanly

301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$215.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$431.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.82 with Partners vs $345.44 with Carolina Behavioral Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $51.82 ↓ -76%
Alliance Behavioral Health $51.86 ↓ -76%
Healthy Blue Managed Medicaid $52.29 ↓ -76%
Wellcare Managed Medicaid $52.29 ↓ -76%
Carolina Complete Health Managed Medicaid $52.29 ↓ -76%
Amerihealth Caritas Managed Medicaid $52.81 ↓ -76%
Vaya Managed Medicaid $52.81 ↓ -76%
Alliance Managed Medicaid $53.33 ↓ -75%
Trillium Managed Medicaid $53.85 ↓ -75%
Ambetter Individual Commercial $58.06 ↓ -73%
Aetna Connected North Carolina Individual HMO $58.68 ↓ -73%
United Healthcare Managed Medicaid $75.82 ↓ -65%
Physician Reach Out Plan P $76.40 ↓ -65%
United Healthcare IEX Commercial $80.98 ↓ -62%
Cigna Healthspring Medicare Advantage $100.53 ↓ -53%
Aetna First Health Commercial $100.85 ↓ -53%
Humana Medicare Advantage $102.54 ↓ -53%
Aetna Medicare Advantage $104.05 ↓ -52%
United Healthcare Medicare Advantage $104.34 ↓ -52%
Employers Health Network Commercial $106.96 ↓ -50%
Aetna Whole Health HMO $109.25 ↓ -49%
GMMI Commercial $114.60 ↓ -47%
Quik Trip Commercial $114.60 ↓ -47%
Healthgram Commercial $116.43 ↓ -46%
Multiplan Commercial $122.24 ↓ -43%
Ambetter CoBranded Commercial $132.09 ↓ -39%
First Health Commercial $137.52 ↓ -36%
Beechstreet Commercial $137.52 ↓ -36%
Private Health Care Systems Commercial $143.63 ↓ -33%
Lifesynch Community Choice Care Behavioral Health $143.63 ↓ -33%
Blue Cross Blue Shield of North Carolina Local Group Commercial $169.09 ↓ -22%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $185.93 ↓ -14%
Cigna Commercial NB $186.97 ↓ -13%
Aetna North Carolina Preferred Plus $200.79 ↓ -7%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $222.46 ↑ +3%
Aetna Broad Network $226.26 ↑ +5%
Cigna HMO-PPO Managed Care $229.02 ↑ +6%
Cigna Commercial SAR $229.02 ↑ +6%
ChoiceCare Commercial $231.32 ↑ +7%
Magellan Behavioral Health $259.08 ↑ +20%
United Healthcare HMO-PPO Managed Care $269.26 ↑ +25%
MedCost Ultra $275.06 ↑ +27%
MedCost PPO $276.53 ↑ +28%
Carolina Behavioral Health Employee Commercial $310.90 ↑ +44%
Cigna Behavioral Health $345.44 ↑ +60%
Carolina Behavioral Health Commercial $345.44 ↑ +60%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Npsy tst eval phsy/qhp 1st hr at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $215.90 $58.06 – $256.06
Atrium Health Behavioral Health Charlotte Charlotte $215.90 $76.40 – $345.44
Atrium Health Cabarrus Concord $215.90 $52.98 – $310.90
Atrium Health Cleveland Shelby $215.90 $58.68 – $310.90
Atrium Health Lincoln Lincolnton $215.90 $48.71 – $231.32
Atrium Health Mercy Charlotte $215.90 $52.77 – $310.90
Atrium Health Pineville Charlotte $215.90 $43.18 – $259.08
Atrium Health Union Monroe $215.90 $56.13 – $259.08

All North-carolina hospitals for this procedure →