Clsd tx/prox/mid phalnx fx/no manp 26720 at Atrium Health Cabarrus

920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$540.35

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,080.70

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$118.41 with Trillium vs $1,026.67 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Trillium Managed Medicaid $118.41 ↓ -78%
Partners Managed Medicaid $118.41 ↓ -78%
Vaya Managed Medicaid $119.59 ↓ -78%
Wellcare Managed Medicaid $119.59 ↓ -78%
United Healthcare Managed Medicaid $119.59 ↓ -78%
Amerihealth Caritas Managed Medicaid $119.59 ↓ -78%
Healthy Blue Managed Medicaid $119.59 ↓ -78%
Carolina Complete Health Managed Medicaid $119.59 ↓ -78%
Alliance Managed Medicaid $120.78 ↓ -78%
Alliance Behavioral Health $133.90 ↓ -75%
Cigna Healthspring Medicare Advantage $182.47 ↓ -66%
Humana Medicare Advantage $186.12 ↓ -66%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $187.39 ↓ -65%
Aetna Medicare Advantage $188.86 ↓ -65%
United Healthcare Medicare Advantage $189.38 ↓ -65%
Ortho Carolina Commercial $228.09 ↓ -58%
Blue Cross Blue Shield of North Carolina Local Group Commercial $257.31 ↓ -52%
Aetna Connected North Carolina Individual HMO $286.39 ↓ -47%
Ambetter CoBranded Commercial $313.94 ↓ -42%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $338.58 ↓ -37%
United Healthcare IEX Commercial $349.07 ↓ -35%
Ambetter Individual Commercial $392.29 ↓ -27%
Aetna Broad Network $424.29 ↓ -21%
Aetna North Carolina Preferred Plus Commercial $439.84 ↓ -19%
Aetna Whole Health HMO $448.49 ↓ -17%
MedCost Ultra $458.92 ↓ -15%
MedCost PPO $458.92 ↓ -15%
Cigna Commercial NB $467.94 ↓ -13%
Employers Health Network Commercial $477.67 ↓ -12%
United Healthcare HMO-PPO Managed Care $478.75 ↓ -11%
Physician Reach Out Plan P $540.35 ↑ +0%
Cigna HMO-PPO Managed Care $559.80 ↑ +4%
Magellan Behavioral Health $648.42 ↑ +20%
Aetna First Health Commercial $659.23 ↑ +22%
GMMI Commercial $702.46 ↑ +30%
Quik Trip Commercial $702.46 ↑ +30%
Cigna Commercial SAR $729.47 ↑ +35%
Carolina Behavioral Health Employee Plan $778.10 ↑ +44%
Carolina Behavioral Health Commercial $864.56 ↑ +60%
Healthgram Commercial $864.56 ↑ +60%
Cigna Behavioral Health $864.56 ↑ +60%
Private Health Care Systems Commercial $864.56 ↑ +60%
ChoiceCare Commercial $886.17 ↑ +64%
Lifesynch Community Choice Care Behavioral Health $886.17 ↑ +64%
First Health Commercial $918.60 ↑ +70%
Beechstreet Commercial $972.63 ↑ +80%
Multiplan Commercial $1,026.67 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Clsd tx/prox/mid phalnx fx/no manp 26720 at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $540.35 $118.41 – $1,026.67
Atrium Health Behavioral Health Charlotte Charlotte $540.35 $119.59 – $951.02
Atrium Health Cleveland Shelby $540.35 $118.41 – $1,026.67
Atrium Health Lincoln Lincolnton $540.35 $118.41 – $1,026.67
Atrium Health Mercy Charlotte $540.35 $75.38 – $994.24
Atrium Health Pineville Charlotte $540.35 $108.07 – $994.24
Atrium Health Stanly Albermarle $540.35 $118.41 – $1,037.47
Atrium Health Union Monroe $540.35 $118.41 – $1,026.67

All North-carolina hospitals for this procedure →