Clsd tx/prox/mid phalnx fx/no manp 26720 at Atrium Health Behavioral Health Charlotte

501 Billingsley Rd, Charlotte, NC · Atrium Health · · NPI 1053358945

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$540.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,080.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$119.59 with Amerihealth Caritas vs $951.02 with First Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $119.59 ↓ -78%
Trillium Managed Medicaid $119.59 ↓ -78%
United Healthcare Managed Medicaid $119.59 ↓ -78%
Carolina Complete Health Managed Medicaid $119.59 ↓ -78%
Healthy Blue Managed Medicaid $119.59 ↓ -78%
Wellcare Managed Medicaid $119.59 ↓ -78%
Blue Cross Blue Shield of North Carolina Medicare Advantage $182.47 ↓ -66%
Humana Medicare Advantage $186.12 ↓ -66%
Aetna Medicare Advantage $188.86 ↓ -65%
Cigna Healthspring Medicare Advantage $191.59 ↓ -65%
Alliance Behavioral Health $202.09 ↓ -63%
Partners LME-MCO $237.75 ↓ -56%
Sandhills LME-MCO $238.40 ↓ -56%
MedCost Commercial $335.02 ↓ -38%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $432.82 ↓ -20%
Blue Cross Blue Shield of North Carolina Local Group Commercial $436.60 ↓ -19%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $466.89 ↓ -14%
Physician Reach Out Plan P $540.35 ↑ +0%
Magellan Behavioral Health $648.42 ↑ +20%
Aetna Broad Network $689.49 ↑ +28%
Aetna Preferred $689.49 ↑ +28%
Aetna Whole Health $689.49 ↑ +28%
GMMI Commercial $702.46 ↑ +30%
Quik Trip Commercial $702.46 ↑ +30%
Carolina Behavioral Health Employee Plan $778.10 ↑ +44%
Carolina Behavioral Health Commercial $864.56 ↑ +60%
Healthgram Commercial $864.56 ↑ +60%
Cigna Behavioral Health $864.56 ↑ +60%
Lifesynch Community Choice Care Behavioral Health $886.17 ↑ +64%
Humana Behavioral Health $886.17 ↑ +64%
Provider Select Commercial $940.21 ↑ +74%
Beechstreet Commercial $951.02 ↑ +76%
First Health Commercial $951.02 ↑ +76%
Physician Reach Out Plan H not published by hospital
Aetna Signature not published by hospital
Broughton Cardinal Partners Commercial not published by hospital
United Behavioral Health not published by hospital

Visitor-reported prices

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Clsd tx/prox/mid phalnx fx/no manp 26720 at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Mercy Charlotte $540.35 $75.38 – $994.24
Atrium Health Pineville Charlotte $540.35 $108.07 – $994.24
Atrium Health University City Charlotte $540.35 $108.07 – $994.24
Atrium Health Carolinas Medical Center Charlotte $540.35 $75.38 – $972.63
Carolinas Rehabilitation Charlotte Charlotte $540.35 $119.59 – $994.24
Atrium Health Anson Wadesboro $540.35 $118.41 – $1,026.67
Atrium Health Cabarrus Concord $540.35 $118.41 – $1,026.67
Atrium Health Cleveland Shelby $540.35 $118.41 – $1,026.67

All North-carolina hospitals for this procedure →