Treat finger fracture each at Atrium Health University City

8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892

Source: hospital's published price file ↗ · Published Dec 5, 2025 · Ingested Aug 13, 2026

$273.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$547.15

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.72 with Partners vs $503.38 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $54.72 ↓ -80%
Amerihealth Caritas Managed Medicaid $56.08 ↓ -80%
Alliance Behavioral Health $56.63 ↓ -79%
Carolina Complete Health Managed Medicaid $57.12 ↓ -79%
Wellcare Managed Medicaid $57.12 ↓ -79%
Healthy Blue Managed Medicaid $57.12 ↓ -79%
Vaya Managed Medicaid $57.67 ↓ -79%
Alliance Managed Medicaid $58.27 ↓ -79%
Trillium Managed Medicaid $58.82 ↓ -78%
United Healthcare Managed Medicaid $82.67 ↓ -70%
Aetna Connected North Carolina Individual HMO $144.99 ↓ -47%
Ambetter CoBranded Commercial $161.08 ↓ -41%
United Healthcare IEX Commercial $176.73 ↓ -35%
Aetna Whole Health HMO $188.22 ↓ -31%
Ambetter Individual Commercial $198.62 ↓ -27%
Blue Cross Blue Shield of North Carolina Local Group Commercial $213.28 ↓ -22%
Aetna North Carolina Preferred Plus Commercial $222.69 ↓ -19%
Cigna Commercial NB $236.92 ↓ -13%
Employers Health Network Commercial $241.84 ↓ -12%
United Healthcare HMO-PPO Managed Care $247.31 ↓ -10%
Aetna Broad Network $250.59 ↓ -8%
Physician Reach Out Plan P $273.58 ↑ +0%
MedCost Ultra $276.31 ↑ +1%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $280.63 ↑ +3%
Cigna HMO-PPO Managed Care $309.14 ↑ +13%
MedCost PPO $317.35 ↑ +16%
Cigna Healthspring Medicare Advantage $319.14 ↑ +17%
Humana Medicare Advantage $325.52 ↑ +19%
Magellan Behavioral Health $328.29 ↑ +20%
Aetna Medicare Advantage $330.31 ↑ +21%
United Healthcare Medicare Advantage $331.22 ↑ +21%
Quik Trip Commercial $355.65 ↑ +30%
GMMI Commercial $355.65 ↑ +30%
Cigna Commercial SAR $369.33 ↑ +35%
ChoiceCare Commercial $393.95 ↑ +44%
Carolina Behavioral Health Employee Plan $393.95 ↑ +44%
Ortho Carolina Commercial $398.93 ↑ +46%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $414.52 ↑ +52%
Aetna First Health Commercial $437.72 ↑ +60%
First Health Commercial $437.72 ↑ +60%
Cigna Behavioral Health $437.72 ↑ +60%
Carolina Behavioral Health Commercial $437.72 ↑ +60%
Healthgram Commercial $437.72 ↑ +60%
Private Health Care Systems Commercial $448.66 ↑ +64%
Provider Select Commercial $476.02 ↑ +74%
Beechstreet Commercial $492.44 ↑ +80%
Multiplan Commercial $503.38 ↑ +84%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Treat finger fracture each at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $273.58 $102.32 – $481.49
Atrium Health Mercy Charlotte $273.58 $75.38 – $503.38
Atrium Health Pineville Charlotte $273.58 $54.72 – $503.38
Atrium Health Carolinas Medical Center Charlotte $273.58 $75.38 – $492.44
Carolinas Rehabilitation Charlotte Charlotte $273.58 $167.37 – $503.38
Atrium Health Anson Wadesboro $273.58 $81.85 – $519.79
Atrium Health Cabarrus Concord $273.58 $67.14 – $519.79
Atrium Health Cleveland Shelby $273.58 $76.60 – $519.79

All North-carolina hospitals for this procedure →