Treat finger fracture each at Atrium Health Mercy

2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$273.58

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$547.15

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$75.38 with Molina vs $503.38 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina Managed Medicaid $75.38 ↓ -72%
Amerihealth Caritas Managed Medicaid $119.33 ↓ -56%
Partners Managed Medicaid $120.37 ↓ -56%
Alliance Behavioral Health $120.48 ↓ -56%
Healthy Blue Managed Medicaid $121.58 ↓ -56%
Wellcare Managed Medicaid $121.58 ↓ -56%
Carolina Complete Health Managed Medicaid $121.58 ↓ -56%
Vaya Managed Medicaid $122.78 ↓ -55%
Alliance Managed Medicaid $123.98 ↓ -55%
Trillium Managed Medicaid $125.24 ↓ -54%
Aetna Connected North Carolina Individual HMO $144.99 ↓ -47%
Ambetter CoBranded Commercial $158.95 ↓ -42%
United Healthcare IEX Commercial $176.73 ↓ -35%
United Healthcare Managed Medicaid $178.54 ↓ -35%
Aetna Whole Health HMO $187.13 ↓ -32%
Ambetter Individual Commercial $198.62 ↓ -27%
Aetna North Carolina Preferred Plus Commercial $222.69 ↓ -19%
Blue Cross Blue Shield of North Carolina Local Group Commercial $225.86 ↓ -17%
Cigna Commercial NB $236.92 ↓ -13%
Employers Health Network Commercial $241.84 ↓ -12%
United Healthcare HMO-PPO Managed Care $247.86 ↓ -9%
Aetna Broad Network $250.59 ↓ -8%
MedCost Ultra $268.10 ↓ -2%
Physician Reach Out Plan P $273.58 ↑ +0%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $297.21 ↑ +9%
Cigna HMO-PPO Managed Care $309.14 ↑ +13%
MedCost PPO $317.89 ↑ +16%
Cigna Healthspring Medicare Advantage $319.14 ↑ +17%
Humana Medicare Advantage $325.52 ↑ +19%
Magellan Behavioral Health $328.29 ↑ +20%
Aetna Medicare Advantage $330.31 ↑ +21%
United Healthcare Medicare Advantage $331.22 ↑ +21%
Aetna First Health Commercial $333.76 ↑ +22%
Quik Trip Commercial $355.65 ↑ +30%
GMMI Commercial $355.65 ↑ +30%
Cigna Commercial SAR $369.33 ↑ +35%
Carolina Behavioral Health Employee Plan $393.95 ↑ +44%
ChoiceCare Commercial $393.95 ↑ +44%
Ortho Carolina Commercial $398.93 ↑ +46%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $415.01 ↑ +52%
Carolina Behavioral Health Commercial $437.72 ↑ +60%
Healthgram Commercial $437.72 ↑ +60%
Cigna Behavioral Health $437.72 ↑ +60%
Provider Select Commercial $443.19 ↑ +62%
Private Health Care Systems Commercial $448.66 ↑ +64%
Lifesynch Community Choice Care Behavioral Health $448.66 ↑ +64%
First Health Commercial $454.13 ↑ +66%
Beechstreet Commercial $492.44 ↑ +80%
Multiplan Commercial $503.38 ↑ +84%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Treat finger fracture each at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $273.58 $102.32 – $481.49
Atrium Health Pineville Charlotte $273.58 $54.72 – $503.38
Atrium Health University City Charlotte $273.58 $54.72 – $503.38
Atrium Health Carolinas Medical Center Charlotte $273.58 $75.38 – $492.44
Carolinas Rehabilitation Charlotte Charlotte $273.58 $167.37 – $503.38
Atrium Health Anson Wadesboro $273.58 $81.85 – $519.79
Atrium Health Cabarrus Concord $273.58 $67.14 – $519.79
Atrium Health Cleveland Shelby $273.58 $76.60 – $519.79

All North-carolina hospitals for this procedure →