Infectious agent antigen immunoassay direct optical observation sars-cov-2 at Atrium Health University City

8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892

Source: hospital's published price file ↗ · Published Dec 5, 2025 · Ingested Aug 13, 2026

$57.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$115.35

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.94 with Alliance vs $106.12 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Alliance Behavioral Health $11.94 ↓ -79%
Healthy Blue Managed Medicaid $12.04 ↓ -79%
Wellcare Managed Medicaid $12.04 ↓ -79%
Carolina Complete Health Managed Medicaid $12.04 ↓ -79%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $26.52 ↓ -54%
Blue Cross Blue Shield of North Carolina Local Group Commercial $26.59 ↓ -54%
Aetna Connected North Carolina Individual HMO $30.57 ↓ -47%
Ambetter CoBranded Commercial $33.96 ↓ -41%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $34.99 ↓ -39%
Aetna Whole Health HMO $39.68 ↓ -31%
Trillium Managed Medicaid $41.38 ↓ -28%
Partners Managed Medicaid $41.38 ↓ -28%
United Healthcare Managed Medicaid $41.79 ↓ -28%
Vaya Managed Medicaid $41.79 ↓ -28%
Amerihealth Caritas Managed Medicaid $41.79 ↓ -28%
Ambetter Individual Commercial $41.87 ↓ -27%
Alliance Managed Medicaid $42.21 ↓ -27%
Humana Medicare Advantage $42.21 ↓ -27%
Aetna Medicare Advantage $42.83 ↓ -26%
Cigna Healthspring Medicare Advantage $43.45 ↓ -25%
United Healthcare Medicare Advantage $43.58 ↓ -24%
United Healthcare IEX Commercial $46.37 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $46.95 ↓ -19%
Cigna Commercial NB $49.95 ↓ -13%
Employers Health Network Commercial $50.98 ↓ -12%
Ortho Carolina Commercial $51.73 ↓ -10%
Aetna Broad Network $52.83 ↓ -8%
United Healthcare HMO-PPO Managed Care $53.98 ↓ -6%
Physician Reach Out Plan P $57.68 ↑ +0%
MedCost Ultra $58.25 ↑ +1%
Cigna HMO-PPO Managed Care $59.75 ↑ +4%
MedCost PPO $66.90 ↑ +16%
Magellan Behavioral Health $69.21 ↑ +20%
Quik Trip Commercial $74.98 ↑ +30%
GMMI Commercial $74.98 ↑ +30%
Cigna Commercial SAR $77.86 ↑ +35%
Carolina Behavioral Health Employee Plan $83.05 ↑ +44%
ChoiceCare Commercial $83.05 ↑ +44%
Healthgram Commercial $92.28 ↑ +60%
Carolina Behavioral Health Commercial $92.28 ↑ +60%
First Health Commercial $92.28 ↑ +60%
Aetna First Health Commercial $92.28 ↑ +60%
Cigna Behavioral Health $92.28 ↑ +60%
Private Health Care Systems Commercial $94.59 ↑ +64%
Provider Select Commercial $100.35 ↑ +74%
Beechstreet Commercial $103.82 ↑ +80%
Multiplan Commercial $106.12 ↑ +84%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Infectious agent antigen immunoassay direct optical observation sars-cov-2 at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $57.68 $21.92 – $101.51
Atrium Health Mercy Charlotte $57.68 $25.40 – $106.12
Atrium Health Pineville Charlotte $57.68 $11.82 – $106.12
Atrium Health Carolinas Medical Center Charlotte $57.68 $25.40 – $103.82
Carolinas Rehabilitation Charlotte Charlotte $57.68 $35.29 – $106.12
Atrium Health Anson Wadesboro $57.68 $17.43 – $109.58
Atrium Health Cabarrus Concord $57.68 $14.29 – $109.58
Atrium Health Cleveland Shelby $57.68 $19.31 – $109.58

All North-carolina hospitals for this procedure →