Infectious agent antigen immunoassay direct optical observation sars-cov-2 at Atrium Health Cabarrus

920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$57.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$115.35

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.29 with Alliance vs $109.58 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Alliance Behavioral Health $14.29 ↓ -75%
Carolina Complete Health Managed Medicaid $14.42 ↓ -75%
Aetna Connected North Carolina Individual HMO $30.57 ↓ -47%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $31.35 ↓ -46%
Blue Cross Blue Shield of North Carolina Local Group Commercial $31.47 ↓ -45%
Ambetter CoBranded Commercial $33.51 ↓ -42%
Trillium Managed Medicaid $41.38 ↓ -28%
Partners Managed Medicaid $41.38 ↓ -28%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $41.40 ↓ -28%
United Healthcare Managed Medicaid $41.79 ↓ -28%
Amerihealth Caritas Managed Medicaid $41.79 ↓ -28%
Healthy Blue Managed Medicaid $41.79 ↓ -28%
Vaya Managed Medicaid $41.79 ↓ -28%
Wellcare Managed Medicaid $41.79 ↓ -28%
Ambetter Individual Commercial $41.87 ↓ -27%
Alliance Managed Medicaid $42.21 ↓ -27%
Humana Medicare Advantage $42.21 ↓ -27%
Aetna Medicare Advantage $42.83 ↓ -26%
Cigna Healthspring Medicare Advantage $43.45 ↓ -25%
United Healthcare Medicare Advantage $43.58 ↓ -24%
United Healthcare IEX Commercial $46.37 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $46.95 ↓ -19%
Aetna Whole Health HMO $47.87 ↓ -17%
Cigna Commercial NB $49.95 ↓ -13%
Employers Health Network Commercial $50.98 ↓ -12%
United Healthcare HMO-PPO Managed Care $51.10 ↓ -11%
Ortho Carolina Commercial $51.73 ↓ -10%
Aetna Broad Network $52.83 ↓ -8%
Physician Reach Out Plan P $57.68 ↑ +0%
Cigna HMO-PPO Managed Care $59.75 ↑ +4%
MedCost Ultra $62.06 ↑ +8%
Magellan Behavioral Health $69.21 ↑ +20%
Aetna First Health Commercial $70.36 ↑ +22%
Quik Trip Commercial $74.98 ↑ +30%
GMMI Commercial $74.98 ↑ +30%
Cigna Commercial SAR $77.86 ↑ +35%
Carolina Behavioral Health Employee Plan $83.05 ↑ +44%
MedCost PPO $86.51 ↑ +50%
Healthgram Commercial $92.28 ↑ +60%
Private Health Care Systems Commercial $92.28 ↑ +60%
Carolina Behavioral Health Commercial $92.28 ↑ +60%
Cigna Behavioral Health $92.28 ↑ +60%
Lifesynch Community Choice Care Behavioral Health $94.59 ↑ +64%
ChoiceCare Commercial $94.59 ↑ +64%
First Health Commercial $98.05 ↑ +70%
Beechstreet Commercial $103.82 ↑ +80%
Multiplan Commercial $109.58 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Infectious agent antigen immunoassay direct optical observation sars-cov-2 at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $57.68 $17.43 – $109.58
Atrium Health Behavioral Health Charlotte Charlotte $57.68 $21.92 – $101.51
Atrium Health Cleveland Shelby $57.68 $19.31 – $109.58
Atrium Health Lincoln Lincolnton $57.68 $13.14 – $109.58
Atrium Health Mercy Charlotte $57.68 $25.40 – $106.12
Atrium Health Pineville Charlotte $57.68 $11.82 – $106.12
Atrium Health Stanly Albermarle $57.68 $13.85 – $110.74
Atrium Health Union Monroe $57.68 $15.40 – $109.58

All North-carolina hospitals for this procedure →