Psychotherapy patient individual therapy 45 minutes at Atrium Health Carolinas Medical Center

1000 Blythe Blvd, Charlotte, NC · Atrium Health · · NPI 1295789907

Source: hospital's published price file ↗ · Published Dec 5, 2025 · Ingested Aug 13, 2026

$113.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$226.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.00 with Amerihealth Caritas vs $169.20 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $41.00 ↓ -64%
Partners Managed Medicaid $41.36 ↓ -63%
Alliance Behavioral Health $41.40 ↓ -63%
Carolina Complete Health Managed Medicaid $41.74 ↓ -63%
Healthy Blue Managed Medicaid $41.77 ↓ -63%
Wellcare Managed Medicaid $41.77 ↓ -63%
Vaya Managed Medicaid $42.19 ↓ -63%
Alliance Managed Medicaid $42.60 ↓ -62%
Trillium Managed Medicaid $43.03 ↓ -62%
Aetna Connected North Carolina Individual HMO $49.82 ↓ -56%
Molina Managed Medicaid $52.77 ↓ -53%
Ambetter CoBranded Commercial $54.61 ↓ -52%
United Healthcare Managed Medicaid $60.89 ↓ -46%
Blue Cross Blue Shield of North Carolina Local Group Commercial $62.49 ↓ -45%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $63.58 ↓ -44%
Aetna Whole Health HMO $65.05 ↓ -42%
Ambetter Individual Commercial $68.24 ↓ -40%
United Healthcare IEX Commercial $75.58 ↓ -33%
Aetna North Carolina Preferred Plus Commercial $76.52 ↓ -32%
Cigna Commercial NB $81.40 ↓ -28%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $82.23 ↓ -27%
Employers Health Network Commercial $83.10 ↓ -27%
United Healthcare HMO-PPO Managed Care $83.28 ↓ -26%
Aetna Broad Network $86.10 ↓ -24%
Cigna Healthspring Medicare Advantage $89.61 ↓ -21%
Humana Medicare Advantage $91.40 ↓ -19%
Aetna Medicare Advantage $92.75 ↓ -18%
United Healthcare Medicare Advantage $93.00 ↓ -18%
Physician Reach Out Plan P $94.00 ↓ -17%
Cigna HMO-PPO Managed Care $95.13 ↓ -16%
MedCost Ultra $97.57 ↓ -14%
MedCost PPO $110.92 ↓ -2%
Ortho Carolina Commercial $112.01 ↓ -1%
Magellan Behavioral Health $112.80 ↓ -0%
Aetna First Health Commercial $114.68 ↑ +1%
Quik Trip Commercial $122.20 ↑ +8%
GMMI Commercial $122.20 ↑ +8%
Cigna Commercial SAR $126.90 ↑ +12%
Carolina Behavioral Health Employee Plan $135.36 ↑ +20%
ChoiceCare Commercial $135.36 ↑ +20%
Cigna Behavioral Health $150.40 ↑ +33%
First Health Commercial $150.40 ↑ +33%
Healthgram Commercial $150.40 ↑ +33%
Private Health Care Systems Commercial $150.40 ↑ +33%
Carolina Behavioral Health Commercial $150.40 ↑ +33%
Provider Select Commercial $152.28 ↑ +35%
Lifesynch Community Choice Care Behavioral Health $154.16 ↑ +36%
Beechstreet Commercial $163.56 ↑ +45%
Multiplan Commercial $169.20 ↑ +50%
Broughton Cardinal Partners Commercial not published by hospital
Optum Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Psychotherapy patient individual therapy 45 minutes at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $113.13 $35.72 – $165.44
Atrium Health Mercy Charlotte $113.13 $41.00 – $172.96
Atrium Health Pineville Charlotte $113.13 $18.80 – $172.96
Atrium Health University City Charlotte $113.13 $18.80 – $172.96
Carolinas Rehabilitation Charlotte Charlotte $113.13 $57.51 – $172.96
Atrium Health Anson Wadesboro $113.13 $28.12 – $178.60
Atrium Health Cabarrus Concord $113.13 $23.07 – $178.60
Atrium Health Cleveland Shelby $113.13 $26.32 – $178.60

All North-carolina hospitals for this procedure →