Psychotherapy patient individual therapy 45 minutes at Atrium Health Behavioral Health Charlotte

501 Billingsley Rd, Charlotte, NC · Atrium Health · · NPI 1053358945

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$113.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$226.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.72 with Blue Cross Blue Shield of North Carolina vs $204.64 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of North Carolina Medicare Advantage $35.72 ↓ -68%
Humana Medicare Advantage $35.72 ↓ -68%
Aetna Medicare Advantage $35.72 ↓ -68%
Cigna Healthspring Medicare Advantage $35.72 ↓ -68%
Amerihealth Caritas Managed Medicaid $41.00 ↓ -64%
Partners LME-MCO $41.36 ↓ -63%
Alliance Behavioral Health $41.40 ↓ -63%
Sandhills LME-MCO $41.47 ↓ -63%
Healthy Blue Managed Medicaid $41.77 ↓ -63%
Wellcare Managed Medicaid $41.77 ↓ -63%
Trillium Managed Medicaid $43.92 ↓ -61%
MedCost Commercial $58.28 ↓ -48%
Carolina Complete Health Managed Medicaid $60.89 ↓ -46%
United Healthcare Managed Medicaid $60.89 ↓ -46%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $75.29 ↓ -33%
Blue Cross Blue Shield of North Carolina Local Group Commercial $75.95 ↓ -33%
Physician Reach Out Plan P $94.00 ↓ -17%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $99.94 ↓ -12%
United Behavioral Health $103.64 ↓ -8%
Magellan Behavioral Health $112.80 ↓ -0%
Quik Trip Commercial $122.20 ↑ +8%
GMMI Commercial $122.20 ↑ +8%
Carolina Behavioral Health Employee Plan $135.36 ↑ +20%
Healthgram Commercial $150.40 ↑ +33%
Cigna Behavioral Health $150.40 ↑ +33%
Carolina Behavioral Health Commercial $150.40 ↑ +33%
Lifesynch Community Choice Care Behavioral Health $154.16 ↑ +36%
Humana Behavioral Health $154.16 ↑ +36%
Aetna Whole Health $162.92 ↑ +44%
Provider Select Commercial $163.56 ↑ +45%
First Health Commercial $165.44 ↑ +46%
Beechstreet Commercial $165.44 ↑ +46%
Aetna Signature $181.00 ↑ +60%
Aetna Preferred $192.53 ↑ +70%
Aetna Broad Network $204.64 ↑ +81%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Psychotherapy patient individual therapy 45 minutes at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Mercy Charlotte $113.13 $41.00 – $172.96
Atrium Health Pineville Charlotte $113.13 $18.80 – $172.96
Atrium Health University City Charlotte $113.13 $18.80 – $172.96
Atrium Health Carolinas Medical Center Charlotte $113.13 $41.00 – $169.20
Carolinas Rehabilitation Charlotte Charlotte $113.13 $57.51 – $172.96
Atrium Health Anson Wadesboro $113.13 $28.12 – $178.60
Atrium Health Cabarrus Concord $113.13 $23.07 – $178.60
Atrium Health Cleveland Shelby $113.13 $26.32 – $178.60

All North-carolina hospitals for this procedure →