Treat finger fracture each at Atrium Health Stanly

301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$273.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$547.15

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.66 with Partners vs $525.26 with MedCost — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $65.66 ↓ -76%
Alliance Behavioral Health $65.71 ↓ -76%
Healthy Blue Managed Medicaid $66.26 ↓ -76%
Wellcare Managed Medicaid $66.26 ↓ -76%
Carolina Complete Health Managed Medicaid $66.26 ↓ -76%
Vaya Managed Medicaid $66.92 ↓ -76%
Amerihealth Caritas Managed Medicaid $66.92 ↓ -76%
Alliance Managed Medicaid $67.57 ↓ -75%
Trillium Managed Medicaid $68.23 ↓ -75%
United Healthcare Managed Medicaid $96.08 ↓ -65%
Aetna Connected North Carolina Individual HMO $144.99 ↓ -47%
Ambetter CoBranded Commercial $167.37 ↓ -39%
United Healthcare IEX Commercial $176.73 ↓ -35%
Ambetter Individual Commercial $203.54 ↓ -26%
Cigna Commercial NB $236.92 ↓ -13%
Employers Health Network Commercial $241.84 ↓ -12%
Blue Cross Blue Shield of North Carolina Local Group Commercial $247.64 ↓ -9%
Aetna North Carolina Preferred Plus $254.42 ↓ -7%
Physician Reach Out Plan P $273.58 ↑ +0%
Aetna Broad Network $286.71 ↑ +5%
Cigna HMO-PPO Managed Care $293.27 ↑ +7%
Cigna Healthspring Medicare Advantage $319.14 ↑ +17%
Humana Medicare Advantage $325.52 ↑ +19%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $325.83 ↑ +19%
Magellan Behavioral Health $328.29 ↑ +20%
Aetna Medicare Advantage $330.31 ↑ +21%
United Healthcare Medicare Advantage $331.22 ↑ +21%
MedCost Ultra $348.53 ↑ +27%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $353.46 ↑ +29%
GMMI Commercial $355.65 ↑ +30%
Quik Trip Commercial $355.65 ↑ +30%
Cigna Commercial SAR $369.33 ↑ +35%
United Healthcare HMO-PPO Managed Care $370.42 ↑ +35%
Carolina Behavioral Health Employee Commercial $393.95 ↑ +44%
Aetna Whole Health HMO $424.04 ↑ +55%
Carolina Behavioral Health Commercial $437.72 ↑ +60%
Cigna Behavioral Health $437.72 ↑ +60%
First Health Commercial $492.44 ↑ +80%
Aetna First Health Commercial $492.44 ↑ +80%
Healthgram Commercial $492.44 ↑ +80%
Lifesynch Community Choice Care Behavioral Health $514.32 ↑ +88%
Multiplan Commercial $514.32 ↑ +88%
ChoiceCare Commercial $514.32 ↑ +88%
Private Health Care Systems Commercial $514.32 ↑ +88%
Beechstreet Commercial $525.26 ↑ +92%
MedCost PPO $525.26 ↑ +92%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Treat finger fracture each at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $273.58 $81.85 – $519.79
Atrium Health Behavioral Health Charlotte Charlotte $273.58 $102.32 – $481.49
Atrium Health Cabarrus Concord $273.58 $67.14 – $519.79
Atrium Health Cleveland Shelby $273.58 $76.60 – $519.79
Atrium Health Lincoln Lincolnton $273.58 $61.72 – $519.79
Atrium Health Mercy Charlotte $273.58 $75.38 – $503.38
Atrium Health Pineville Charlotte $273.58 $54.72 – $503.38
Atrium Health Union Monroe $273.58 $71.13 – $519.79

All North-carolina hospitals for this procedure →